Accident Protection

More accidents happen in the home than anywhere else. And during the winter months more time at home means more chance of an accident.

You may take extra care whilst taking down the Christmas decorations or spring cleaning for Easter, but can you be sure your family are being as vigilant?

Every year:

• There are approximately 5,000 deaths as the result of an accident at home – with children under five and people over 65 most likely to have an accident
• 200,000 people report injuries that result in more than three days off work
• Almost 7,000 people were admitted to hospital after accidents involving a ladder
• Nearly 4,000 were admitted to hospital following accidents involving furniture
• 3,053 were injured due to accidental poisoning
• 137,264 under 18s are admitted to hospital due to injury

Spring cleaning may sound harmless but it can involve many of the chores that lead to trips, slips and falls. It is important to take the time out to think about your safety. If you need to climb, avoid using chairs and use a step ladder instead.

Most importantly, don’t rush things, as that’s when most accidents are likely to occur.

Take appropriate cover

You may think ‘it won’t happen to me’ but accidents, by their very nature will happen. Accident protection can provide a cash lump sum when you really need it for a range of specified accidental injuries. It can give you a little more financial security to help cope with any loss of earnings through illness or injury.
Accident protection can provide cover for:

• Broken bones
• Hospitalisation due to accident and sickness
• Permanent injuries
• Permanent disablement
• Accidental death
• Funeral costs