by Brian Downton | J, Jun, 2018 | blog, protection
When you’re in the process of buying a house, you might think the best time for your Home Insurance cover to kick in is on the day you move in. Right? In fact, you must make sure you’re covered on the day you exchange contracts, because it’s at that point that you...
by Brian Downton | J, Jun, 2018 | blog, mortgages
2018 began with a surprising pick-up in house price growth, up 0.6% month-on-month with January seeing a ten-month high increase of 3.2 percent. Even with the wider economy and Brexit developments, the housing market activity is only expected to slow a modest amount....
by Brian Downton | J, Jun, 2018 | Charity Blog
I can’t believe where the time has gone and it’s June already! It’s been an eventful year so far, so I thought I’d update you on what’s been happening. One of our main fundraising events is our annual Spring Ball which took place this year on 23rd March 2018. We had...
by Brian Downton | J, Jun, 2018 | blog, protection
Don’t let the ‘it won’t happen to me’ approach affect your decision on whether or not to take out critical illness cover. David thought he was a fit, healthy, middle-aged man, with a good exercise regime and diet. He was a keen runner, and had even completed the New...
by Brian Downton | J, May, 2018 | blog, mortgages
November 2017 saw the Bank of England raise interest rates for the first time in a decade, from 0.25 per cent to 0.5 per cent, causing a number of lenders to increase their mortgage rates. The Bank of England has indicated there could be further rate rises, so if...
by Brian Downton | J, May, 2018 | blog, mortgages
If you think property auctions are only for professional property developers or investors think again. They can be a great place to pick up a family home. In 2017, some £3,190 million worth of UK residential property was sold at auction, accounting for 21,024...
by Brian Downton | J, May, 2018 | blog, mortgages
Major changes in taxation for owners of buy to let properties are being phased in over the four years starting April 2017. If you own buy to let properties, it’s important to take a look at how these gradual changes may affect you over the next few years in order to...
by Brian Downton | J, May, 2018 | blog, mortgages
When buying a property, you can do so either on a leasehold or freehold basis and there are important differences to be aware of before you sign on the dotted line. With a leasehold property you own the property and its land for a fixed period, depending on the...
