by Brian Downton | J, Jan, 2025 | blog, mortgages
If you’re a first-time buyer, there are two words that you might not be familiar with – stamp duty. When you are thinking about buying your first home you’ll have been saving for a deposit and thinking about how you will pay to kit out your home but there are...
by Brian Downton | J, Dec, 2024 | blog, mortgages
If you’re looking to move house, there’s an important date to mark in your calendar – Monday, 31st March 2025. This is the day that the current stamp duty relief will end and thresholds will change in England and Northern Ireland. But what does this mean for your...
by Brian Downton | J, Dec, 2024 | blog, mortgages
The festive period seemed to start early this year with Christmas music played in stores from the middle of November. It seems to indicate that people are starting their Christmas preparations well in advance – or certainly that the shops would like them to. As we go...
by Brian Downton | J, Nov, 2024 | blog, general
Saving for your child’s university education requires careful planning and budgeting. By starting early, considering investment opportunities, encouraging your child to save, looking for scholarships and bursaries, and planning, you can make saving for university a...
by Brian Downton | J, Nov, 2024 | Charity Blog
This year my annual charity bike challenge takes me to Sri Lanka. It will be a hard challenge with 457km of riding and numerous climbs over 6 days. I am raising funds for The Openwork Partnership Foundation, who give grants to small local charities supported by the...
by Brian Downton | J, Nov, 2024 | Charity Blog
This year my annual charity bike challenge takes me to Sri Lanka. It will be a hard challenge with 457km of riding and numerous climbs over 6 days. I am raising funds for The Openwork Partnership Foundation, who give grants to small local charities supported by the...
by Brian Downton | J, Nov, 2024 | Charity Blog
This year my annual charity bike challenge takes me to Sri Lanka. It will be a hard challenge with 457km of riding and numerous climbs over 6 days. I am raising funds for The Openwork Partnership Foundation, who give grants to small local charities supported by the...
by Brian Downton | J, Nov, 2024 | Charity Blog
This year my annual charity bike challenge takes me to Sri Lanka. It will be a hard challenge with 457km of riding and numerous climbs over 6 days. I am raising funds for The Openwork Partnership Foundation, who give grants to small local charities supported by the...