by Brian Downton | J, Jan, 2016 | blog, mortgages
The concept of making mortgage payments after retirement age may be a new reality for some people. When looking at this situation, be aware that you can always get advice from a professional financial adviser to help you find the solution that’s right for you. Decide...
by Brian Downton | J, Jan, 2016 | blog, general
The late 1980s TV series “Home to Roost” saw Henry Willows (John Thaw) have his life turned upside down after his 18-year-old son Matthew came to live with him. Today practical economics has made adult children living at home a reality in many families. The current...
by Brian Downton | J, Jan, 2016 | blog, general
Spring half term: Is it a time for all the family to come together, or a long, frequently wet week during which your kids demand to be entertained? All too often it can feel like the latter, and while teachers take a well-earned break from the classroom, your role as...
by Brian Downton | J, Jan, 2016 | blog, mortgages
Given that a mortgage is usually a long-term commitment, sometimes a significant one, paying it off can be a major financial (and personal) milestone. For some people it may even be worth considering taking steps to repay a mortgage early. The practicalities of...
by Brian Downton | J, Jan, 2016 | blog, mortgages
Buying your first home can be an experience you’ll never forget. While the actual process of house-buying only starts once you have found a property that you might wish to call home, planning ahead can give you a huge advantage when it comes to getting the home you...
by Brian Downton | J, Jan, 2016 | blog, general
If you are going through a divorce, money is probably the last thing you want to talk or think about. Experiencing something as difficult as the end of a marriage cannot be helped by asking questions about your financial future, can it? Unfortunately, money cannot...
by Brian Downton | J, Jan, 2016 | blog, mortgages
According to a survey carried out by Ipsos Mori for Panorama, 31% of people who rent or have a mortgage find that payments take up more than a third of their total household income. Even if your mortgage payments are below this level, if they are a significant part...
by Brian Downton | J, Jan, 2016 | blog, mortgages
Buying a home is generally one of life’s most significant events, even for those who have been through the process before. This being so, getting the right mortgage can have a major impact on the family finance. What Kinds of Mortgage Are Available? With a repayment...