by Brian Downton | J, Jun, 2024 | blog, mortgages
Getting on the housing ladder can feel like one of the hardest and longest processes in the world and the cost of living crisis is probably not helping. You need to come across as attractive as possible for lenders to consider you but there are many factors that can...
by Brian Downton | J, Jun, 2024 | blog, mortgages
Being a first-time buyer can be daunting. Not only are you about to make one of the biggest financial decisions in your life, but you’ll probably also have family members and friends offering their ideas on the right house, mortgage, lender conveyancer and even...
by Brian Downton | J, May, 2024 | blog, wealth-management
You should base financial decisions on logic and facts. But psychology can have a much larger effect than you think, and it can lead to you making decisions that aren’t right for you. Read on to find out more about what behavioural finance is and how it could affect...
by Brian Downton | J, May, 2024 | blog, mortgages
Hardly a day goes by without the cost of living hitting the headlines. For many homeowners the increasing costs of owning and running a home is having a huge impact on household budgets. Even if you are near the top end of your monthly budget, or are expecting a...
by Brian Downton | J, May, 2024 | blog, wealth-management
It is impossible to predict exactly how markets will behave in the future. Trying to predict which single asset class will deliver the best performance will often lead to disappointment. Click here to see how different asset classes have performed over the last 10...
by Brian Downton | J, May, 2024 | blog, protection
How do critical illness cover and life insurance work to protect your income from the unexpected? With the rise in the cost of living and borrowing, many people are worried about paying the bills if anything happens that leaves them unable to work. Recent surveys have...
by Brian Downton | J, Apr, 2024 | blog, Pensions
Jenny is a 47-year-old Account Manager with a long and varied CV. She hasn’t quite had more jobs than hot dinners but, when she thinks about the various pensions she’s acquired over the years, sometimes it feels that way. Jenny has recently been considering...
by Brian Downton | J, Apr, 2024 | blog, general
Life is busy, we get it. But is anything more important than being in control of your future? Recent research* suggests that only 44% of UK adults have made a will, which means that you’re far from alone if you haven’t yet got around to completing what, for some,...
