Downton and Ali Associates
info@downtonandali.co.uk
020 3021 0075 or 020 3135 0246
Cybercriminals use a wide range of tactics to con people out of their money. Stay one step ahead with these five crucial tips to avoid financial scams. 1. Stay informed Knowing how to spot a financial scam is your first line of defence. Fraudsters are constantly...
If you've ever felt like you don't quite fit the conventional mould when it comes to securing a mortgage, you're not alone. In fact, more and more people are in the same boat, challenging the standard lending rules. If you’re self-employed, had a credit blip or over...
Financial scams are more sophisticated than ever before, but a few telltale signs can give them away. Here are four ways to spot a financial scam and what to do if you think someone’s trying to scam you. We’d like to think we wouldn’t fall for a financial scam, but...
Fraudsters use a variety of approaches to convince you to part with your money. Here are 8 financial scams you should be aware of. 1. Impersonation fraud Scammers often pretend to be a familiar organisation like your bank, a utility provider or HMRC. They might inform...
Seeking advice on how to look after your money may not be as fun as the immediate thrill of spending it, but it could be a rewarding decision in the long run. Investing can be a daunting task, especially if you're not sure where to start, that’s where advice can be...
Getting a mortgage in your 50s and beyond used to be a challenge, but things have changed! Nowadays, mortgage lenders are more willing to help older applicants buy homes or refinance. So, if you're thinking about getting a mortgage later in life, here's what you need...
Retirement can often seem a long way off – but the choices you make before you stop working can have an enormous impact on the kind of life you enjoy when you finally call time on the nine to five. Our trusted and highly-skilled team of advisers are on hand to give...
Here's how financial protection can offer security for parents Serious illness can place immense stress on our families. The cost of caring for an unwell child, worry over access to essential services, and the emotional toll of serious illness are all things that no...
Every year brings new possibilities – and at the start of the 2024/25 tax year, it’s time to maximise your financial options and opportunities. If you’re an investor or saver then there are plenty of tax perks you can take advantage of. But the clock is ticking before...
The cost-of-living crisis and inflationary pressures has put pressure on people’s finances and made it harder for people to get on the housing ladder due to affordability constraints and more people having a less than perfect credit history. How important is your...