by Brian Downton | J, Feb, 2026 | blog, mortgages
At first glance, things like coffee and chocolate might not seem to have much to do with mortgages. But as you might have noticed, both have become noticeably more expensive in recent months. Don’t worry, this isn’t another lecture about skipping your morning latte or...
by Brian Downton | J, Jan, 2026 | blog, mortgages
The mortgage market is shifting. Following several cuts to the Bank of England base rate – including a 0.25% cut to 4% in August – tracker mortgages are once again on the radar for borrowers remortgaging in 2025. These rate moves make trackers more...
by Brian Downton | J, Jan, 2026 | blog, mortgages
Buying a new home is a huge milestone and securing a mortgage can be stressful enough on its own. Life can also get in the way, throwing you curveballs and new challenges to overcome. Finding your dream property or looking at a remortgage is the first step in what can...
by Brian Downton | J, Jan, 2026 | blog, mortgages
For many homeowners who locked into deals during the interest rate peak of 2022 and 2023, the next remortgage may finally bring some relief. If rates have dropped since you fixed, you could find your monthly mortgage payments going down. That extra money in your...
by Brian Downton | J, Dec, 2025 | blog, mortgages
When your mortgage deal comes to an end, it’s natural to wonder what’s next. Should you stick with your current lender and switch to a new deal—or explore what other providers have to offer? Understanding the difference between a product transfer and a remortgage is...
by Brian Downton | J, Dec, 2025 | blog, mortgages
We break down seven common costs associated with buying a home. A deposit is the tip of the iceberg when it comes to buying a home. From legal fees and buildings insurance to stamp duty and removals, there’s a host of smaller costs that can rapidly build up if you’re...
by Brian Downton | J, Dec, 2025 | blog, mortgages
When your fixed rate ends, remortgaging is not only a chance to potentially secure a better deal, but it can also be an opportunity to borrow additional funds. For some homeowners, this can be a way to finance big plans, from home improvements to helping your own...
by Brian Downton | J, Nov, 2025 | blog, mortgages
he earlier you plan your remortgage, the more mortgage options you have! And in the current economic climate, it really does pay to know your options. An expert adviser can find the deal for you. If you’re due to remortgage in the next year or so, take a look at our...
