by Linsy Brito | J, Nov, 2025 | blog, mortgages
he earlier you plan your remortgage, the more mortgage options you have! And in the current economic climate, it really does pay to know your options. An expert adviser can find the deal for you. If you’re due to remortgage in the next year or so, take a look at our...
by Linsy Brito | J, Nov, 2025 | blog, mortgages
We think so. Take the stress out of homebuying with a qualified adviser. Buying a house is one of the biggest financial commitments you can make and, for most of us, a mortgage is an essential way to get there. But the mortgage market can be complex, and the time and...
by Linsy Brito | J, Oct, 2025 | blog, mortgages
Stay ahead of the affordability curve. High interest rates and the cost of living can make getting a mortgage seem daunting, but there are a few things you can do to make yourself more attractive to lenders. Boost your chances with our four essential tips. How do...
by Brian Downton | J, Aug, 2025 | blog, mortgages
Buying a house can certainly be a daunting experience, especially when it’s your first time doing so. What doesn’t help is the wealth of jargon and terminology used during the mortgage process and throughout the entire journey to buy your new home. If you’re looking...
by Brian Downton | J, Aug, 2025 | blog, mortgages
Applying for your first mortgage is an exciting milestone, but it can also feel overwhelming. Lenders assess numerous factors to determine your eligibility, and some seemingly minor financial decisions can significantly impact your application. To help you secure...
by Brian Downton | J, Aug, 2025 | blog, mortgages
For first-time buyers in 2025, the property market is in stark contrast to when previous generations bought their first homes. The average first-time buyer in 1960 paid a deposit of just £595 (roughly £12,738 today) compared to an average of £53,424 in 2024. A recent...
by Brian Downton | J, Jul, 2025 | blog, mortgages
With gifts and loans from the Bank of Mum and Dad totalling a whopping £9.4bn in 2023, it would be one of the UK’s biggest if it was a real bank or lender. Given the clear affordability challenges still facing house buyers – particularly first timers – that figure...
by Brian Downton | J, Jul, 2025 | blog, mortgages
A 100% mortgage is, very simply, a home loan which allows the buyer to purchase a property without putting down any money (or a deposit) up front. Prior to 2008, it was common for lenders to offer deposit-free mortgages as standard, with some even allowing consumers...
