by Brian Downton | J, Jul, 2019 | blog, mortgages
On Thursday 2 August 2018 the Bank of England’s Monetary Policy Committee (MPC) raised interest rates by 0.25 from 0.50% to 0.75%. It’s important to regularly review your mortgage, as it can often make sense to transfer to a new deal – or even a different...
by Brian Downton | J, Nov, 2018 | blog, mortgages
You’re not bound by law to have a survey done on a property you’re buying, but while it may feel like an unnecessary expense given all the other costs involved in home-buying, it could actually save money and stress in the longer-term. A survey is...
by Brian Downton | J, Nov, 2018 | blog, mortgages
Since its launch in April 2013 more than 145,000 properties have been bought using the Help to Buy Equity Loan scheme. Five years on and the interest-free element of the loan is due to end, with homeowners potentially facing expensive fees. The Help to Buy Equity Loan...
by Brian Downton | J, Oct, 2018 | blog, mortgages
When it comes to selling your house first impressions count, and that starts with kerbside appeal. Start with free Before spending any money, have a look around your property to see what improvements you can make that won’t cost a penny. If you have a garden, plants,...
by Brian Downton | J, Jun, 2018 | blog, mortgages
2018 began with a surprising pick-up in house price growth, up 0.6% month-on-month with January seeing a ten-month high increase of 3.2 percent. Even with the wider economy and Brexit developments, the housing market activity is only expected to slow a modest amount....
by Brian Downton | J, May, 2018 | blog, mortgages
November 2017 saw the Bank of England raise interest rates for the first time in a decade, from 0.25 per cent to 0.5 per cent, causing a number of lenders to increase their mortgage rates. The Bank of England has indicated there could be further rate rises, so if...
by Brian Downton | J, May, 2018 | blog, mortgages
If you think property auctions are only for professional property developers or investors think again. They can be a great place to pick up a family home. In 2017, some £3,190 million worth of UK residential property was sold at auction, accounting for 21,024...
by Brian Downton | J, May, 2018 | blog, mortgages
Major changes in taxation for owners of buy to let properties are being phased in over the four years starting April 2017. If you own buy to let properties, it’s important to take a look at how these gradual changes may affect you over the next few years in order to...
