by Brian Downton | J, Aug, 2017 | blog, mortgages, Pensions
The news is always full of stats about first-time buyers In 2016 there were an estimated 335,750 first-time buyers – the highest figure since 359,900 in 2007 The average first-time deposit has more than doubled since 2007 to more than £32,000 • the average price...
by Brian Downton | J, Aug, 2017 | blog, mortgages
The decision to sell up and move to a smaller property could come as a result of children flying the nest, the need to free up cash, or both. Whatever the reason, there are costs to downsizing that are important to know about before you make the move. The ‘hidden’...
by Brian Downton | J, Jul, 2017 | blog, mortgages
The way landlords can claim tax relief on their mortgage finance costs has changed. Up until 5 April 2017, landlords could deduct mortgage interest from their rental income before calculating how much tax they should pay. Now, however, tax relief on Buy to Let...
by Brian Downton | J, Jun, 2017 | blog, mortgages
With so many mortgage lenders offering their products on the high street and online, it can be tempting to cut out the middleman and ‘go direct’. But when you’re making such a huge financial commitment, the guidance you can get from a qualified mortgage adviser can be...
by Brian Downton | J, Jun, 2017 | blog, mortgages
We lead complex lives in an increasingly complex world. As your financial adviser we can help you better understand your financial challenges, goals and needs, and help you find appropriate ways to meet them. Even a seemingly straightforward financial goal can involve...
by Brian Downton | J, May, 2017 | blog, mortgages, protection
With property prices continuing to rise, Buy to Let can be an attractive way to invest. But whether buying your first Buy to Let property, or adding to your portfolio, it’s important to consider what’s involved. Being a landlord As well as the obvious duties of...
by Brian Downton | J, May, 2017 | blog, mortgages
For first-time buyers, getting onto the property ladder may seem a daunting process, but there’s more help available than you might think. With supply and demand at an imbalance, the average UK house price has been pushed beyond the reach of many first-time buyers....
by Brian Downton | J, Mar, 2017 | blog, mortgages
Leigh-on-Sea tops Rightmove’s Happy at Home Index, with Harrogate dropping to third. Rightmove’s annual study asks 24,000 people across England, Wales and Scotland to rank where they live against 12 factors relating to their local area. The factors range from...
