by Brian Downton | J, Jun, 2025 | blog, mortgages
If you want to stay on top of your mortgage repayments and ensure you’re getting the right deal for your circumstances then remortgaging is one of the most important financial decisions you can make. But is it best to change to a new mortgage product with your current...
by Brian Downton | J, May, 2025 | blog, mortgages
In Labour’s first Budget since taking office, the Chancellor announced her plans to fix the so-called ‘black hole’ in the UK’s public finances and increase investment in public services, setting out £40 billion worth of tax rises. While changes to stamp duty did form...
by Brian Downton | J, Mar, 2025 | blog, mortgages
Every six weeks or so, all eyes are on the Bank of England and its Monetary Policy Committee (MPC) – the group that decides whether interest rates will be increased, held or cut. How they choose to act has an impact on how much it costs banks to borrow money and what...
by Brian Downton | J, Jan, 2025 | blog, mortgages
If you’re a first-time buyer, there are two words that you might not be familiar with – stamp duty. When you are thinking about buying your first home you’ll have been saving for a deposit and thinking about how you will pay to kit out your home but there are...
by Brian Downton | J, Dec, 2024 | blog, mortgages
If you’re looking to move house, there’s an important date to mark in your calendar – Monday, 31st March 2025. This is the day that the current stamp duty relief will end and thresholds will change in England and Northern Ireland. But what does this mean for your...
by Brian Downton | J, Dec, 2024 | blog, mortgages
The festive period seemed to start early this year with Christmas music played in stores from the middle of November. It seems to indicate that people are starting their Christmas preparations well in advance – or certainly that the shops would like them to. As we go...
by Brian Downton | J, Oct, 2024 | blog, mortgages
Do you feel like you have to jump through more hoops when applying for a mortgage just because you’re self-employed? And not sure which way to turn? We’re here to help. We are mortgage advisers and we can help you navigate the self-employed mortgage market and any of...
by Brian Downton | J, Sep, 2024 | blog, mortgages
If you’ve ever felt like you don’t quite fit the conventional mould when it comes to securing a mortgage, you’re not alone. In fact, more and more people are in the same boat, challenging the standard lending rules. If you’re self-employed, had a...
