by Brian Downton | J, Jan, 2025 | blog, mortgages
If you’re a first-time buyer, there are two words that you might not be familiar with – stamp duty. When you are thinking about buying your first home you’ll have been saving for a deposit and thinking about how you will pay to kit out your home but there are...
by Brian Downton | J, Dec, 2024 | blog, mortgages
If you’re looking to move house, there’s an important date to mark in your calendar – Monday, 31st March 2025. This is the day that the current stamp duty relief will end and thresholds will change in England and Northern Ireland. But what does this mean for your...
by Brian Downton | J, Dec, 2024 | blog, mortgages
The festive period seemed to start early this year with Christmas music played in stores from the middle of November. It seems to indicate that people are starting their Christmas preparations well in advance – or certainly that the shops would like them to. As we go...
by Brian Downton | J, Oct, 2024 | blog, mortgages
Do you feel like you have to jump through more hoops when applying for a mortgage just because you’re self-employed? And not sure which way to turn? We’re here to help. We are mortgage advisers and we can help you navigate the self-employed mortgage market and any of...
by Brian Downton | J, Sep, 2024 | blog, mortgages
If you’ve ever felt like you don’t quite fit the conventional mould when it comes to securing a mortgage, you’re not alone. In fact, more and more people are in the same boat, challenging the standard lending rules. If you’re self-employed, had a...
by Brian Downton | J, Jul, 2024 | blog, mortgages
Getting a mortgage in your 50s and beyond used to be a challenge, but things have changed! Nowadays, mortgage lenders are more willing to help older applicants buy homes or refinance. So, if you’re thinking about getting a mortgage later in life, here’s...
by Brian Downton | J, Jun, 2024 | blog, mortgages
The cost-of-living crisis and inflationary pressures has put pressure on people’s finances and made it harder for people to get on the housing ladder due to affordability constraints and more people having a less than perfect credit history. How important is your...
by Brian Downton | J, Jun, 2024 | blog, mortgages
Getting on the housing ladder can feel like one of the hardest and longest processes in the world and the cost of living crisis is probably not helping. You need to come across as attractive as possible for lenders to consider you but there are many factors that can...
