by Brian Downton | J, Oct, 2024 | blog, mortgages
Do you feel like you have to jump through more hoops when applying for a mortgage just because you’re self-employed? And not sure which way to turn? We’re here to help. We are mortgage advisers and we can help you navigate the self-employed mortgage market and any of...
by Brian Downton | J, Sep, 2024 | blog, mortgages
If you’ve ever felt like you don’t quite fit the conventional mould when it comes to securing a mortgage, you’re not alone. In fact, more and more people are in the same boat, challenging the standard lending rules. If you’re self-employed, had a...
by Brian Downton | J, Jul, 2024 | blog, mortgages
Getting a mortgage in your 50s and beyond used to be a challenge, but things have changed! Nowadays, mortgage lenders are more willing to help older applicants buy homes or refinance. So, if you’re thinking about getting a mortgage later in life, here’s...
by Brian Downton | J, Jun, 2024 | blog, mortgages
The cost-of-living crisis and inflationary pressures has put pressure on people’s finances and made it harder for people to get on the housing ladder due to affordability constraints and more people having a less than perfect credit history. How important is your...
by Brian Downton | J, Jun, 2024 | blog, mortgages
Getting on the housing ladder can feel like one of the hardest and longest processes in the world and the cost of living crisis is probably not helping. You need to come across as attractive as possible for lenders to consider you but there are many factors that can...
by Brian Downton | J, Jun, 2024 | blog, mortgages
Being a first-time buyer can be daunting. Not only are you about to make one of the biggest financial decisions in your life, but you’ll probably also have family members and friends offering their ideas on the right house, mortgage, lender conveyancer and even...
by Brian Downton | J, May, 2024 | blog, mortgages
Hardly a day goes by without the cost of living hitting the headlines. For many homeowners the increasing costs of owning and running a home is having a huge impact on household budgets. Even if you are near the top end of your monthly budget, or are expecting a...
by Brian Downton | J, Jan, 2024 | blog, mortgages
The information a lender finds during a credit check is important – it could affect whether you’re able to borrow money, including through a mortgage, and the interest rate you’re offered. Yet, they can also seem perplexing. Indeed, a Royal London survey found that a...
