by Brian Downton | J, Jun, 2024 | blog, mortgages
Being a first-time buyer can be daunting. Not only are you about to make one of the biggest financial decisions in your life, but you’ll probably also have family members and friends offering their ideas on the right house, mortgage, lender conveyancer and even...
by Brian Downton | J, May, 2024 | blog, mortgages
Hardly a day goes by without the cost of living hitting the headlines. For many homeowners the increasing costs of owning and running a home is having a huge impact on household budgets. Even if you are near the top end of your monthly budget, or are expecting a...
by Brian Downton | J, Jan, 2024 | blog, mortgages
The information a lender finds during a credit check is important – it could affect whether you’re able to borrow money, including through a mortgage, and the interest rate you’re offered. Yet, they can also seem perplexing. Indeed, a Royal London survey found that a...
by Brian Downton | J, Oct, 2023 | blog, mortgages
If you’re a homeowner, your mortgage payments are likely to take up a large part of your income each month. But if you became seriously ill or injured, and unable to work, would you be able to keep up your mortgage repayments? As buying a home is likely to be your...
by Brian Downton | J, Jun, 2023 | blog, mortgages
Staying with your current lender may feel like the saftest option when your mortgage comes to an end, but that’s no guarantee that you’ll be getting the best deal. That’s why we recommend shopping around to get a mortgage that’s fits you. When there is such...
by Brian Downton | J, Jun, 2023 | blog, mortgages
The short answer? Yes. If you don’t remortgage at the end of your term, you will be automatically transferred to your lender’s standard variable rate, which tends to be higher than the rates on most other mortgage options.* So if you’re coming to the end of your fixed...
by Brian Downton | J, Jun, 2023 | blog, mortgages
It’s no secret that the bank of mum and dad is a popular source of financial help for young people buying their first home. A recent study by Legal & General showed that a whopping 71% of millennials receive support from their parents when buying property....
by Brian Downton | J, Jun, 2023 | blog, mortgages
If the end of your fixed rate mortgage is on the horizon (even if it’s months away), then it’s a good idea to start looking at your options today. If you haven’t got a new deal in place when your fixed rate mortgage ends, your lender will put you onto their standard...
