by Brian Downton | J, Sep, 2022 | blog, mortgages
Lindsay and Sam have just found out they’re expecting their first baby. Although they’re excited at the prospect of starting a family, it’s come as a bit of a surprise and their current living situation is far from ideal. They’ve been staying with Lindsay’s dad in his...
by Brian Downton | J, Aug, 2022 | blog, mortgages
When preparing to buy your first home, saving for a deposit can be a difficult process. As house prices, inflation, cost of living and mortgage rates increase, it can mean that some mortgage lenders may require larger deposits of the property value. This can be...
by Brian Downton | J, Jul, 2022 | blog, mortgages
A remortgage is the process of moving your home’s existing mortgage to one with a new lender. Remortgaging could help you save money if you weigh up the fees involved with the savings you could make. Here’s how it works. People remortgage for many different reasons,...
by Brian Downton | J, Oct, 2021 | blog, mortgages
Many fixed mortgage deals will be approaching the end of their term this October, so it’s a good idea to review your buy-to-let mortgage. With interest rates still at low levels and demand for rental properties increasing around the country, investing in a buy-to-let...
by Brian Downton | J, Sep, 2021 | blog, mortgages
The number of people using equity release schemes fell last year as older homeowners grew more cautious. Older homeowners seemed to be more reluctant to release cash from their homes in 2020, according to the Equity Release Council. Data from the trade body shows...
by Brian Downton | J, Aug, 2021 | blog, mortgages
Lenders are now offering a government-backed 95% mortgage scheme to help more first-time buyers onto the property ladder. The government is hoping to turn ‘generation rent’ into ‘generation buy’ with the help of a 5% mortgage deposit scheme launched on 19 April....
by Brian Downton | J, Mar, 2021 | blog, mortgages
Are we working from home? Or living at work? With so many of us struggling to find the right balance, we took a look at how you can manage your working life, and set up your home to maximise productivity and relaxation. A few weeks ago, we attended the Mortgage and...
by Brian Downton | J, Feb, 2021 | blog, mortgages
With Covid-19 rules changing almost daily, extensions to furloughs and local and national lockdowns many are facing money worries this winter. If you’re trying to get a mortgage and want to push your property transaction through before the Stamp Duty holiday ends, how...
