by Brian Downton | J, Feb, 2024 | blog, Pensions
Welcome to the Downton and Ali Investment Insights Newsletter for February 2024. In this edition, we’re talking about the latest news in Junior ISAs, busting some investment myths, investment strategies to consider approaching retirement and the effect of...
by Brian Downton | J, Sep, 2023 | blog, corporate, Pensions
Since the government introduced pension auto-enrolment in 2012, millions more workers have started saving for their retirement. Now, the government has confirmed plans to extend auto-enrolment to encourage a savings boost. The changes could have implications for both...
by Brian Downton | J, Feb, 2023 | blog, Pensions
A pension plan is an important part of saving for retirement. It can provide you with a regular income in retirement, which can be used to supplement other forms of retirement income such as private pensions and state pensions. In this blog post, we will discuss the...
by Brian Downton | J, Jan, 2023 | blog, Pensions
Tina is a fit and vibrant 59-year-old who expected retirement to offer a whole new lease of life. She was looking forward to using her increased leisure time to explore Europe while indulging her passion for climbing. However, after going through her finances, she’s...
by Brian Downton | J, Jan, 2023 | blog, Pensions
Rachel is a 35-year-old charity administrator. When she started her current job nearly six years ago, she was automatically enrolled into her workplace pension. Auto-enrolment for workplace pensions was introduced in the UK to encourage more people to save for...
by Brian Downton | J, Jan, 2023 | blog, Pensions
There are 4.8 million self-employed people in the UK and only a third have any kind of pension arrangement. A shocking statistic when you consider that State support is shrinking and we’re all living longer. Of course, saving for a pension when you’re self-employed is...
by Brian Downton | J, Jan, 2023 | blog, Pensions
In his 2021 Budget, the Chancellor announced a five-year freeze on the lifetime pension allowance. What does this mean for you and your retirement fund? What is the lifetime pension allowance? The lifetime pension allowance sets a limit on how much you can save in...
by Brian Downton | J, Jul, 2022 | blog, Pensions
There are 4.8 million self-employed people in the UK and only a third have any kind of pension arrangement. A shocking statistic when you consider that State support is shrinking and we’re all living longer. Of course, saving for a pension when you’re self-employed is...