by Brian Downton | J, Sep, 2020 | blog, Pensions
There are 4.8 million self-employed people in the UK and only a third have any kind of pension arrangement. A shocking statistic when you consider that State support is shrinking and we’re all living longer. Saving for a pension when you’re self-employed is not as...
by Brian Downton | J, Jan, 2020 | blog, Pensions
As you approach retirement, you probably want to know when you can afford to stop working. Having worked hard throughout your career you deserve to enjoy your retirement without having to worry about your finances. It may be worth reviewing your pension contributions...
by Brian Downton | J, Jan, 2020 | blog, Pensions
Why you should consider modernising your pension As well as giving you greater freedom over how you access your savings, there are several other benefits when modernising your pension: — Take full control of your pension...
by Brian Downton | J, Oct, 2019 | blog, Pensions
Planning the best way to draw your pension savings is not straightforward, after all, there’s no ‘one size fits all’ when it comes to retirement. Life expectancy, the impact of inflation and the choices available at retirement (thanks to the 2015 Pension Freedoms) are...
by Brian Downton | J, Sep, 2019 | blog, Pensions
The sooner you start saving, the healthier your pension pot is likely to be when you need to draw on it. But what happens to your pension planning if your working hours reduce, or stop? First things firstIf you join a company you may be enrolled into their workplace...
by Brian Downton | J, Jun, 2019 | blog, Pensions
A pension is a tax-efficient, long-term savings plan that you contribute to during your working life to provide an income when you stop work. You can benefit from tax relief on the contributions you pay in and your pension pot has the potential to grow. At the moment...
by Brian Downton | J, Jun, 2019 | blog, Pensions
You might think pensions are too complicated and you don’t understand them, but the fact is they are a crucial, tax-efficient savings vehicle that can help give enough money to live on in your retirement. Worryingly though, only two thirds of UK adults are currently...
by Brian Downton | J, Jun, 2019 | blog, Pensions
Asset allocation is one of the key tools in our investment proposition to help strike the right balance between risk and reward in your portfolio. It applies to asset classes, such as equities, bonds and cash, and different global regions. The actively-managed Omnis...
