by Brian Downton | J, Oct, 2018 | blog, Pensions
Financial wellbeing is an important factor when it comes to being able to enjoy life. While we’re earning, it’s possible to secure the living standards we want for ourselves and our families, but it’s also important to put some of that income aside to build up your...
by Brian Downton | J, Sep, 2018 | blog, Pensions
Frank Field, Labour MP and chair of an influential parliamentary committee, has called for legislative action to help keep pension savings safe. This comes after Police data shows that more than £43m of people’s retirement savings have been lost to fraud since the...
by Brian Downton | J, Jul, 2018 | blog, corporate, Pensions
It’s reasonable to suggest that auto enrolment has been a major success story. In fact, more than 1 million employers and 9 million employees have made pension saving a part of everyday life since its introduction in 2012. 6 April 2018 saw the second phase in the...
by Brian Downton | J, Apr, 2018 | blog, Pensions
New research has suggested that UK’s Small and Medium Enterprises (SMEs) are optimistic about the global economy and their role in it. If this applies to you and you have built up a healthy balance sheet, you may be considering how you can release money from your...
by Brian Downton | J, Apr, 2018 | blog, Pensions
Since April 2015, pensioners have had greater freedom over how they manage their retirement savings. No longer forced to buy an annuity, they can now leave their money invested and draw an income from it (known as flexi-access drawdown). Whether you’ve already stopped...
by Brian Downton | J, Jan, 2018 | blog, Pensions
If you are planning on retiring soon there are a few things you may like to consider before you make any important decisions. Gather all the information You need to gather information on all your assets, including pensions as well as savings and investments. Don’t...
by Brian Downton | J, Dec, 2017 | blog, Pensions
Changes to the State Pension which took effect on 6 April 2016 were designed to simplify the system. With the earnings-related part applying to employed people removed, what you could qualify for depends on your National Insurance (NI) record For the current tax year...
by Brian Downton | J, Nov, 2017 | blog, Pensions
Financial decisions affecting your retirement income will be among the most important you’ll make during your lifetime and investing in timely financial advice could provide a welcome boost. Since April 2017 it has been possible to withdraw £500 from pension pots...
