by Brian Downton | J, Sep, 2019 | blog, protection
You might believe you’d be more likely to call on your income protection policy later in your working life, but data from protection insurer, The Exeter, show their average claimant was 40, and on certain products, just 33. Income protection is designed to pay an...
by Brian Downton | J, Sep, 2019 | blog, protection
If you want to help make sure your loved ones will have financial security if you pass away, life insurance cover is the answer. But, if you’re part of a couple and you both need cover, should you take out single policies, or a joint policy that covers both of you?...
by Brian Downton | J, Mar, 2019 | blog, protection
Some things are more reliable than others – monthly bills, for example. Young or old, single or married, we all have financial obligations to meet each month; be it luxuries, like a satellite TV subscription or mobile phone contract, or the real essentials –...
by Brian Downton | J, Mar, 2019 | blog, protection
Trusts are usually simple to set up, but it’s important to select the right type of Trust. What is a Trust? A Trust helps ensure a pay-out goes to the people you’d like to benefit from your protection policy – should the worst happen. As the ‘settler’ (the person who...
by Brian Downton | J, Feb, 2019 | blog, protection
Act now to ensure you remain protected Making sure you and your family are financially protected should something unexpected happen is one of the most valuable things you can do and will help you avoid a financial crisis. So what type of cover is right for you? Term...
by Brian Downton | J, Feb, 2019 | blog, protection
Protection should be considered as the foundation of all financial planning. After all, if things go awry and you suddenly find yourself in dire financial straits, who or what could you rely on to keep you and your family afloat? Yet many of us are still reluctant to...
by Brian Downton | J, Feb, 2019 | blog, protection
For its latest ‘Deadline to Breadline’ report, Legal and General surveyed 2,000 full and part-time workers to assess how long they could survive on savings if their income stopped due to serious, or long-term illness, or death. The rather worrying answer was 32 days....
by Brian Downton | J, Jan, 2019 | blog, protection
While British life expectancy continues to rise, the same might not be said for the quality of health we could expect to enjoy as we get older, according to a stark warning from The British Heart Foundation. Their analysis suggests the number of people suffering heart...
