by Brian Downton | J, May, 2017 | blog, mortgages, protection
With property prices continuing to rise, Buy to Let can be an attractive way to invest. But whether buying your first Buy to Let property, or adding to your portfolio, it’s important to consider what’s involved. Being a landlord As well as the obvious duties of...
by Brian Downton | J, May, 2017 | blog, protection
Dementia and Alzheimers have replaced heart disease as the leading cause of death in England and Wales, but the latter still accounted for 11.5% of all deaths in 2015. In fact, every three minutes someone in the UK has a heart attack and 30% of those are fatal. The...
by Brian Downton | J, Dec, 2016 | blog, protection
Going through a divorce, dissolution or separation is one of life’s most stressful events, so it’s important to have people around you to help with the practicalities. This is particularly true when it comes to financial matters, which can be complex and emotionally...
by Brian Downton | J, Nov, 2016 | blog, protection
With cyber crime hitting the headlines more and more these days it’s not just big businesses like TalkTalk and Ashley Madison that are in the fraudsters’ sights. What’s the worst that can happen? You may be thinking an email hack could lead to nothing more than...
by Brian Downton | J, Nov, 2016 | blog, protection
Back pain is a common problem that affects most of us at some point. In 2014/15 9.5 million working days were lost due to musculoskeletal disorders including back pain. To put that figure in perspective that’s just over 26,000 years of lost productivity. In some...
by Brian Downton | J, Oct, 2016 | blog, protection
Are you one of the one in three parents who worry about the risk of serious injury from school sports? New research from MetLife has found one third of parents with school age children are concerned about serious injuries from sport – and there are real reasons to be...
by Brian Downton | J, Oct, 2016 | blog, protection
Shared Parental Leave (SPL) was introduced in April 2015, effectively granting fathers the same rights as mothers in the first 12 months following birth or adoption. SPL – the basics The new laws offer flexibility over when and how parents wish to share their leave....
by Brian Downton | J, Sep, 2016 | blog, protection
It’s official: Raising a child is now more expensive than buying the average house. Average price of a semi-detached house in the UK = £219,255. Cost of raising a child to age 21 in the UK = £231,843. You’ve insured your home, but how do you go about insuring your...
