by Brian Downton | J, May, 2024 | blog, wealth-management
You should base financial decisions on logic and facts. But psychology can have a much larger effect than you think, and it can lead to you making decisions that aren’t right for you. Read on to find out more about what behavioural finance is and how it could affect...
by Brian Downton | J, May, 2024 | blog, mortgages
Hardly a day goes by without the cost of living hitting the headlines. For many homeowners the increasing costs of owning and running a home is having a huge impact on household budgets. Even if you are near the top end of your monthly budget, or are expecting a...
by Brian Downton | J, May, 2024 | blog, wealth-management
It is impossible to predict exactly how markets will behave in the future. Trying to predict which single asset class will deliver the best performance will often lead to disappointment. Click here to see how different asset classes have performed over the last 10...
by Brian Downton | J, May, 2024 | blog, protection
How do critical illness cover and life insurance work to protect your income from the unexpected? With the rise in the cost of living and borrowing, many people are worried about paying the bills if anything happens that leaves them unable to work. Recent surveys have...
by Brian Downton | J, Apr, 2024 | blog, Pensions
Jenny is a 47-year-old Account Manager with a long and varied CV. She hasn’t quite had more jobs than hot dinners but, when she thinks about the various pensions she’s acquired over the years, sometimes it feels that way. Jenny has recently been considering...
by Brian Downton | J, Apr, 2024 | blog, general
Life is busy, we get it. But is anything more important than being in control of your future? Recent research* suggests that only 44% of UK adults have made a will, which means that you’re far from alone if you haven’t yet got around to completing what, for some,...
by Brian Downton | J, Apr, 2024 | blog, general
A Lasting Power of Attorney (LPA) is a legal document that allows you to appoint one or more people to make decisions on your behalf during your lifetime. The people you appoint to manage your affairs are called the attorneys. An LPA is a completely separate legal...
by Brian Downton | J, Apr, 2024 | blog, Pensions
Maximising pension contributions is crucial for securing your financial future. By leveraging tax benefits and participating in retirement plans, you can increase savings and take advantage of employer matching programs. Catch-up contributions near retirement can...
