by Brian Downton | J, Mar, 2026 | blog, wealth-management
The 40% tax band: What happens when your income grows As your career develops, it’s common to move from the basic-rate tax band into the higher-rate band, where income between £50,271 and £125,140 is taxed at 40%. This doesn’t mean all your income is taxed at...
by Brian Downton | J, Mar, 2026 | blog, wealth-management
Your late 40s through to your 70s cover a long and varied stage of life, and it’s often during this extended period that your financial world becomes more complex. You may be earning at your peak, supporting older children, preparing for retirement, or already drawing...
by Brian Downton | J, Jan, 2026 | blog, protection, wealth-management
In the hustle and bustle of daily life, it’s easy to overlook the importance of protecting our financial security both for now and in the future. We work hard to build a comfortable life for ourselves and our loved ones, but what happens if the unexpected...
by Brian Downton | J, Oct, 2025 | blog, wealth-management
Securing your family’s financial future is a vital aspect of long-term planning. To help you navigate the complexities of inheritance and estate planning, we’ve prepared a guide outlining key considerations. From understanding your future financial needs...
by Brian Downton | J, May, 2025 | blog, wealth-management
Seeking advice on how to look after your money may not be as fun as the immediate thrill of spending it, but it could be a rewarding decision in the long run. Investing can be a daunting task, especially if you’re not sure where to start, that’s where advice can...
by Brian Downton | J, Apr, 2025 | blog, wealth-management
As a parent, you want to do everything you can to ensure that your children have a bright and secure future. One way to do this is by investing on their behalf. Not only can they start adulthood with some savings, but getting children involved early with saving also...
by Brian Downton | J, Aug, 2024 | blog, wealth-management
Seeking advice on how to look after your money may not be as fun as the immediate thrill of spending it, but it could be a rewarding decision in the long run. Investing can be a daunting task, especially if you’re not sure where to start, that’s where advice can...
by Brian Downton | J, Jul, 2024 | blog, wealth-management
Every year brings new possibilities – and at the start of the 2024/25 tax year, it’s time to maximise your financial options and opportunities. If you’re an investor or saver then there are plenty of tax perks you can take advantage of. But the clock is ticking before...
