by Brian Downton | J, Nov, 2022 | blog, mortgages
Your current home may well be the place where some of your happiest memories were created. Realistically, however, downsizing may be an excellent way of financing many more. Here are some points you should consider on the topic. Why should I downsize my home? Home may...
by Brian Downton | J, Nov, 2022 | blog, mortgages
The covid pandemic put things into perspective for Deborah. Before hand-sanitizer and facemasks became the norm, she and her boyfriend were living in a pokey flat while they saved up to buy a place of their own. As the pandemic took hold, they were both furloughed and...
by Brian Downton | J, Oct, 2022 | blog, mortgages
Pete has just inherited £35,000 from his grandma and he’s thinking about investing in a buy-to-let property but has no idea where to start. So, what are the key things Pete needs to know? Is the buy-to-let market a good investment? Some of Pete’s friends have warned...
by Brian Downton | J, Oct, 2022 | blog, mortgages
With so many mortgage lenders offering their products on the high street and online, it can be tempting to cut out the middleman and ‘go direct’. When you’re making such a huge financial commitment, the guidance you can get from a qualified mortgage adviser can be...
by Brian Downton | J, Oct, 2022 | blog, general
At 6.00 am on Monday 17 October, the Treasury issued a press release announcing that the (new) Chancellor, Jeremy Hunt, would making a statement “bringing forward measures from the Medium-Term Fiscal Plan”. The timing of the press release suggested that the Treasury...
by Brian Downton | J, Oct, 2022 | blog, mortgages, wealth-management
Taking Your First Steps Into Investing There is no right time to begin investing but there are some decisions to make that could affect your returns. If you are 7 years old and saving your pocket money for a PS5, 17 saving the money from your first job for a car, 27...
by Brian Downton | J, Oct, 2022 | blog, mortgages
Practically every penny of Mike’s monthly salary is accounted for so, as the cost-of-living crisis starts to bite, he’s worried about making ends meet. He’s started shopping around for cheaper deals on his broadband, mobile-phone contract, and car insurance, and he’s...
by Brian Downton | J, Sep, 2022 | blog, mortgages
In a bid to tackle rising inflation, the Bank of England has increased the base rate for the seventh time since December 2021. The 0.5% hike takes the interest rate to 2.25% – the highest since November 2008, when the banking system faced collapse. So, what does...
