by Brian Downton | J, Feb, 2026 | blog, mortgages
At first glance, things like coffee and chocolate might not seem to have much to do with mortgages. But as you might have noticed, both have become noticeably more expensive in recent months. Don’t worry, this isn’t another lecture about skipping your morning latte or...
by Brian Downton | J, Jan, 2026 | blog, protection, wealth-management
In the hustle and bustle of daily life, it’s easy to overlook the importance of protecting our financial security both for now and in the future. We work hard to build a comfortable life for ourselves and our loved ones, but what happens if the unexpected...
by Brian Downton | J, Jan, 2026 | blog, Insurance
When it comes to planning for retirement, making sure your pension contributions are on-track is important. But life can throw curveballs like illness or injury which could make it tough to keep up with contributions. Why Income Protection matters Income protection...
by Brian Downton | J, Jan, 2026 | blog, mortgages
The mortgage market is shifting. Following several cuts to the Bank of England base rate – including a 0.25% cut to 4% in August – tracker mortgages are once again on the radar for borrowers remortgaging in 2025. These rate moves make trackers more...
by Brian Downton | J, Jan, 2026 | blog, mortgages
Buying a new home is a huge milestone and securing a mortgage can be stressful enough on its own. Life can also get in the way, throwing you curveballs and new challenges to overcome. Finding your dream property or looking at a remortgage is the first step in what can...
by Brian Downton | J, Jan, 2026 | blog, mortgages
For many homeowners who locked into deals during the interest rate peak of 2022 and 2023, the next remortgage may finally bring some relief. If rates have dropped since you fixed, you could find your monthly mortgage payments going down. That extra money in your...
by Brian Downton | J, Dec, 2025 | blog, mortgages
When your mortgage deal comes to an end, it’s natural to wonder what’s next. Should you stick with your current lender and switch to a new deal—or explore what other providers have to offer? Understanding the difference between a product transfer and a remortgage is...
by Brian Downton | J, Dec, 2025 | blog, mortgages
We break down seven common costs associated with buying a home. A deposit is the tip of the iceberg when it comes to buying a home. From legal fees and buildings insurance to stamp duty and removals, there’s a host of smaller costs that can rapidly build up if you’re...
