by Brian Downton | J, Sep, 2022 | blog, mortgages
Lindsay and Sam have just found out they’re expecting their first baby. Although they’re excited at the prospect of starting a family, it’s come as a bit of a surprise and their current living situation is far from ideal. They’ve been staying with Lindsay’s dad in his...
by Brian Downton | J, Aug, 2022 | blog, mortgages
When preparing to buy your first home, saving for a deposit can be a difficult process. As house prices, inflation, cost of living and mortgage rates increase, it can mean that some mortgage lenders may require larger deposits of the property value. This can be...
by Brian Downton | J, Aug, 2022 | blog, protection
One wet and windy evening, Rachel and Nathan decided to take advantage of their newborn, Eli, falling asleep in his moses basket by getting an early night. Gently picking up the basket from its regular spot in front of the fireplace, they crept upstairs. No sooner had...
by Brian Downton | J, Jul, 2022 | blog, wealth-management
As parents to four children ranging in age from three to 12 years old, Rachel and Samantha were horrified to hear on the news that a quarter of 20-to-34 year olds still live at home with their parents. As much as they love their kids, the idea they might still be a...
by Brian Downton | J, Jul, 2022 | blog, wealth-management
Funding your child’s university education Sarah and Andrew’s 10-year-old twins, Isabelle and Isaac, couldn’t be more different. While Isabelle is boisterous and full of beans, Isaac is gentle and reserved. The children do have one thing in common though –...
by Brian Downton | J, Jul, 2022 | blog, wealth-management
Whether you want to go on holiday or just want to save some money for the future, budgeting is a good way to put aside some money for reaching this goal. Here you can find some tips to help you take control of your finances. Why is budgeting so important? You might...
by Brian Downton | J, Jul, 2022 | blog, protection
Value-added services are benefits included in an insurance policy that you might not be aware of – but could help improve your overall health and wellbeing. When you take out an insurance plan like life insurance, critical illness, or income protection, you get the...
by Brian Downton | J, Jul, 2022 | blog, wealth-management
Markets experienced some June gloom in the wake of further interest rate hikes and lower economic growth forecasts. Global growth is set to slow to 3% this year and 2.8% in 2023, according to the organisation for economic development (OECD). [1] The ongoing war in...