by Brian Downton | J, Jan, 2016 | blog, general
Human beings, in general, are notoriously bad at calculating risk and weighing up reward, it’s almost hard wired into us. Our survival, millennia ago, was based around our inability to think too much about the future and focus on ‘eating today’. This, while useful...
by Brian Downton | J, Jan, 2016 | blog, protection
Life insurance can make the difference between people being able to focus on dealing with grief and people being forced to confront harsh financial realities at a hugely painful time. While the statistical likelihood of dying goes up with age, death claims even young...
by Brian Downton | J, Jan, 2016 | blog, mortgages
The concept of making mortgage payments after retirement age may be a new reality for some people. When looking at this situation, be aware that you can always get advice from a professional financial adviser to help you find the solution that’s right for you. Decide...
by Brian Downton | J, Jan, 2016 | blog, general
The late 1980s TV series “Home to Roost” saw Henry Willows (John Thaw) have his life turned upside down after his 18-year-old son Matthew came to live with him. Today practical economics has made adult children living at home a reality in many families. The current...
by Brian Downton | J, Jan, 2016 | blog, general
Spring half term: Is it a time for all the family to come together, or a long, frequently wet week during which your kids demand to be entertained? All too often it can feel like the latter, and while teachers take a well-earned break from the classroom, your role as...
by Brian Downton | J, Jan, 2016 | blog, mortgages
Given that a mortgage is usually a long-term commitment, sometimes a significant one, paying it off can be a major financial (and personal) milestone. For some people it may even be worth considering taking steps to repay a mortgage early. The practicalities of...
by Brian Downton | J, Jan, 2016 | blog, mortgages
Buying your first home can be an experience you’ll never forget. While the actual process of house-buying only starts once you have found a property that you might wish to call home, planning ahead can give you a huge advantage when it comes to getting the home you...
by Brian Downton | J, Jan, 2016 | blog, general
If you are going through a divorce, money is probably the last thing you want to talk or think about. Experiencing something as difficult as the end of a marriage cannot be helped by asking questions about your financial future, can it? Unfortunately, money cannot...
