by Linsy Brito | J, May, 2026 | general
We all like to think we’ve got life under control. A stable job, a roof over our head, savings for the future — or at least a plan to get there. But then something happens. A job loss. A health diagnosis. A bereavement. A family change. A decision you didn’t expect to...
by Linsy Brito | J, Apr, 2026 | general
When people think about professional financial advice, they often picture help with tax planning, pensions, investments or mortgages. While these are all important areas, they only scratch the surface of what a financial adviser really does. A helpful way to think...
by Linsy Brito | J, Apr, 2026 | mortgages
Buying your first home has become increasingly challenging. Deposits are harder to save for, borrowing power hasn’t always kept pace with property prices and affordability rules can feel restrictive. The FCA review recognises this and is exploring rule changes in...
by Linsy Brito | J, Apr, 2026 | Tax
When you’re early in your career, tax can feel like one of those topics everyone expects you to understand but no one explains. Yet getting to grips with the basics now can make a huge difference to your take-home pay, your savings, and your long-term financial...
by Linsy Brito | J, Apr, 2026 | Tax
From 6 April 2026, dividend tax rates will increase for basic and higher-rate taxpayers. While the dividend allowance remains at £500 per tax year, the tax charged above this threshold will rise. What’s changing? Current dividend tax rates: • Basic rate: 8.75% •...
