Our Blog
Standard Variable Rate
The average homeowner moving from a specific mortgage deal onto their mortgage provider’s Standard Variable Rate (SVR) could save more than £2,500 a year in interest payments simply by re-mortgaging. SVR is the type of mortgage you’re most likely to revert to at the...
Major changes in taxation for owners of buy to let properties
Major changes in taxation for owners of buy to let properties started being phased in over four years from April 2017. If you own buy to let properties, it’s important to take a look at how these gradual changes may affect you in order to avoid any nasty surprises. Of...
Our Latest News
New Adviser Joins The Team Our new adviser Phillip has signed his contract and we would like to welcome him to the team. A photo will be added of Phillip to the team page soon, with more information about him. Congratulations to Madhvi Madhvi has passed her exams and...
Supporting your family’s financial future
Securing your family’s financial future is a vital aspect of long-term planning. To help you navigate the complexities of inheritance and estate planning, we’ve prepared a guide outlining key considerations.
Retirement Planning
Planning for retirement might seem daunting, but it doesn’t have to be. To help you navigate this important process, we’ve outlined a simple 5-step guide.
Charity Night 2025
Downton and Ali hosted a charity night on 12th September 2025, in aid of The Openwork Foundation and Holding On Letting Go. It took place at Dartford Football Club to raise money for these 2 amazing children's charities. The charity night is part of...
A little change you can make today can safeguard your biggest investment – your home
Buying a home is likely to be your biggest investment, so it pays to protect yourself, so you’re covered should a life changing event occur.
5 tips to help you find your first home
Struggling to know where to start your homebuying journey? We’ve got you covered. Here are 5 tips to help you find your first home.
Jargon Buster: What are the key mortgage terms every first-time buyer should know?
Buying a house can certainly be a daunting experience, especially when it’s your first time doing so. What doesn’t help is the wealth of jargon and terminology used during the mortgage process and throughout the entire journey to buy your new home. If you’re looking...
Six key factors that can affect your first mortgage application
Applying for your first mortgage is an exciting milestone, but it can also feel overwhelming. Lenders assess numerous factors to determine your eligibility, and some seemingly minor financial decisions can significantly impact your application. To help you secure...
Why is it harder for first-time buyers to buy in 2025?
For first-time buyers in 2025, the property market is in stark contrast to when previous generations bought their first homes. The average first-time buyer in 1960 paid a deposit of just £595 (roughly £12,738 today) compared to an average of £53,424 in 2024. A recent...
Should I consider private medical insurance?
Life can be full of surprises. You can’t be prepared for everything. You may have some insurance to support you financially if the unexpected happens, but have you considered how private medical insurance might offer you and your family the peace of mind you need if...
