Our Blog
Standard Variable Rate
The average homeowner moving from a specific mortgage deal onto their mortgage provider’s Standard Variable Rate (SVR) could save more than £2,500 a year in interest payments simply by re-mortgaging. SVR is the type of mortgage you’re most likely to revert to at the...
Major changes in taxation for owners of buy to let properties
Major changes in taxation for owners of buy to let properties started being phased in over four years from April 2017. If you own buy to let properties, it’s important to take a look at how these gradual changes may affect you in order to avoid any nasty surprises. Of...
Omnis Weekly Market Update – 16 February 2026
AI disruption concerns again dominate global markets, with the US subsequently lagging global peers. Japan was the standout performer with stocks rallying strongly on the Liberal Democratic Party achieving a supermajority. Last week’s performance – major stock markets...
3 ways financial protection supports parents and families
Creating financial stability for our families is about managing day-to-day expenses, putting food on the table and a roof over their heads. But it also means thinking about the future and planning for all eventualities so you can safeguard their future.
“Insure” your child’s education with financial protection
Investing in your child’s education is a top priority for many parents, but life’s unpredictability such as unexpected illness or injury could make it challenging to keep up with financial commitments such as school fees.
How does coffee and chocolate relate to the cost of your mortgage?
At first glance, things like coffee and chocolate might not seem to have much to do with mortgages. But as you might have noticed, both have become noticeably more expensive in recent months.
Protecting your wealth for your lifestyle and your family
In the hustle and bustle of daily life, it’s easy to overlook the importance of protecting our financial security both for now and in the future.
Are you protecting your pension contributions?
When it comes to planning for retirement, making sure your pension contributions are on-track is important. But life can throw curveballs like illness or injury which could make it tough to keep up with contributions.
Is a tracker mortgage still an option for remortgage in 2025?
The mortgage market is shifting. Following several cuts to the Bank of England base rate – including a 0.25% cut to 4% in August – tracker mortgages are once again on the radar for borrowers remortgaging in 2025. These rate moves make trackers more appealing, but how do they stack up against other options?
Home is where the heart is: how mortgage advice can support you during difficult circumstances
Buying a new home is a huge milestone and securing a mortgage can be stressful enough on its own. Life can also get in the way, throwing you curveballs and new challenges to overcome.
Set for a rate reduction when you remortgage? How best can you use the money you save
For many homeowners who locked into deals during the interest rate peak of 2022 and 2023, the next remortgage may finally bring some relief. If rates have dropped since you fixed, you could find your monthly mortgage payments going down.
Product transfer v remortgage: what’s right for you?
When your mortgage deal comes to an end, it’s natural to wonder what’s next. Should you stick with your current lender and switch to a new deal—or explore what other providers have to offer? Understanding the difference between a product transfer and a remortgage is...
