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Understanding Life Insurance: A Guide to Coverage Essentials
When it comes to safeguarding your family’s financial future, life insurance can be a valuable tool. It's a subject that might seem complex and even intimidating at first glance, but don't worry, we're here to make it easier for you. In this guide, we at Downton &...
The 2023 Autumn Statement: Winners and Losers
UK Chancellor Jeremy Hunt’s 2023 Autumn Statement outlined, in his words, “eight months of hard work” and no fewer than 110 measures to help grow the British economy. Contained within are a raft of measures set to overhaul everything from minimum wage and benefit...
What are value-added services?
Value-added services are benefits included in an insurance policy that you might not be aware of – but could help improve your overall health and wellbeing. When you take out an insurance plan like life insurance, critical illness, or income protection, you get the...
Understanding Critical Illness Cover: A Lifeline for When You Need it Most
Critical illness cover, an insurance policy that provides financial support should you be diagnosed with a specified illness or medical condition, can be a financial lifeline for families during challenging times.The unpredictability of life makes it worth...
The cost of living crisis is causing many to re-evaluate the benefits of financial advice
Traditionally, the value of financial advice has been measured by monetary results of investment performance and returns. Today, the cost of living crisis is causing many to re-evaluate the benefits of financial advice. These days, financial planning is about more...
Income protection – one little change you can make to protect your family’s financial future.
As a parent, providing for your children is a top priority – from making sure they have food on the table, to ensuring they have the extras they need in life. Putting income protection in place means you’ll always be able to support your children with a regular income...
A little change you can make today can safeguard your biggest investment – your home
If you’re a homeowner, your mortgage payments are likely to take up a large part of your income each month. But if you became seriously ill or injured, and unable to work, would you be able to keep up your mortgage repayments? As buying a home is likely to be your...
Securing Your Future: Understanding Income Protection
In an unpredictable world, it is crucial to safeguard our financial future against unforeseen circumstances. Income protection is instrumental in ensuring you and your family aren't left in the lurch if you're unable to work due to illness or injury. Let's take a look...
Healthy benefits included for you and your family? Now those are some little things that can make a big difference.
Protection policies aren’t just there for when things go wrong. Many protection insurers include access to a range of health and wellbeing support services – and you don’t need to claim to be able to use them. These services can make everyday life that little bit...
More than a decade of auto-enrolment
Since the government introduced pension auto-enrolment in 2012, millions more workers have started saving for their retirement. Now, the government has confirmed plans to extend auto-enrolment to encourage a savings boost. The changes could have implications for both...
