Our Blog
Financial top tips for service personnel
Service personnel and their families can find it difficult to access commercial products and services because of the time spent outside of the UK. The Ministry of Defence (MOD) has been working with the financial sector to improve the ability of armed forces personnel...
Give yourself a sporting chance
With a summer of sports coming up you might feel inspired to get involved. But before you do make sure you’re covered in case any of the inevitable bumps and bruises need more than just a plaster. There’s a host of major sporting events taking place this Summer. An...
Opting out of Auto-enrolment
Saving into a pension is an important financial step we should all be taking to ensure a comfortable lifestyle when we stop work. When it comes to workplace pensions, all employers will have been required to enrol their eligible workers into a scheme by 2018, if they:...
Pension planning for the self-employed
There are 4.5 million self-employed people in the UK – that’s one in seven of the UK workforce – but only 18% of them contribute to a pension. The explanation for this low number might be that saving for a pension when you’re self employed isn’t as straightforward as...
Simple Steps To Tax Planning
Professional advice and careful planning can help you to make the most of legitimate opportunities to reduce the amount of tax you pay. Your Accountant, or tax specialist, will be your first port of call when it comes to tax, but it’s also an important consideration...
Too ill to Earn
‘Seven Families’ highlights the importance of protecting your income. Seven Families is a charity-led campaign that aims to raise awareness of the financial and emotional difficulties caused by long-term illness or disability. Launched in November 2014, it follows...
Spring Clean Your Finances
A quick Google of ‘Spring Clean’ will throw up a million and one Buzzfeed articles or ‘life hacks’ on how to make spring-cleaning easier and quicker. You’ll find tips about using cola to clean the toilet, lemon to clean the taps and vinegar to clean just about...
Taxation Changes Impacting Buy To Let Landlords
In last year’s Summer Budget, George Osborne announced changes to the way landlords can claim tax relief on their mortgage finance costs. In his Autumn Statement, the Chancellor then announced proposed changes to Stamp Duty Land Tax on properties purchased for Buy to...
Are You Saving Tax Efficiently?
If you’ve always been a saver but never considered an Individual Savings Account (ISA) you could be losing out to the tax man. Make your savings work harder ISAs are tax-efficient savings plans that allow you to shelter up to £15,240 in the 2016/17 tax year from...
The Budget 2016: Headlines
Mr Osborne’s third Budget in the space of a year included a number of re-announcements from his Autumn Statement, but there were a few surprises. Lifetime ISAs From April 2017, adults under 40 will qualify for a new Lifetime ISA. The maximum annual contribution will...
