Downton and Ali Associates
info@downtonandali.co.uk
020 3021 0075 or 020 3135 0246
The information a lender finds during a credit check is important – it could affect whether you’re able to borrow money, including through a mortgage, and the interest rate you’re offered. Yet, they can also seem perplexing. Indeed, a Royal London survey found that a...
In the face of an economic downturn, many individuals are left questioning the wisdom of investing. The declining market values and financial uncertainties can make the investment landscape seem fraught with danger. However, building an investment portfolio during...
While the cost of living crisis may be putting a strain on your finances, read why cancelling your financial protection could be a dangerous way to save money Centuries ago, Benjamin Franklin said that... “By failing to prepare you are preparing to fail.” This is...
With inflation at its highest level in 41 years and energy prices skyrocketing, the cost of living crisis has dominated headlines since inflation began to creep up from historic lows in mid-2021. While the Covid pandemic began the inflationary increase, this was...
When it comes to safeguarding your family’s financial future, life insurance can be a valuable tool. It's a subject that might seem complex and even intimidating at first glance, but don't worry, we're here to make it easier for you. In this guide, we at Downton &...
Value-added services are benefits included in an insurance policy that you might not be aware of – but could help improve your overall health and wellbeing. When you take out an insurance plan like life insurance, critical illness, or income protection, you get the...
Critical illness cover, an insurance policy that provides financial support should you be diagnosed with a specified illness or medical condition, can be a financial lifeline for families during challenging times.The unpredictability of life makes it worth...
Traditionally, the value of financial advice has been measured by monetary results of investment performance and returns. Today, the cost of living crisis is causing many to re-evaluate the benefits of financial advice. These days, financial planning is about more...
As a parent, providing for your children is a top priority – from making sure they have food on the table, to ensuring they have the extras they need in life. Putting income protection in place means you’ll always be able to support your children with a regular income...
If you’re a homeowner, your mortgage payments are likely to take up a large part of your income each month. But if you became seriously ill or injured, and unable to work, would you be able to keep up your mortgage repayments? As buying a home is likely to be your...