Downton and Ali Associates
info@downtonandali.co.uk
020 3021 0075 or 020 3135 0246
Buying a new home is possibly one of life's biggest and most exciting events. It's also a major financial commitment - one that could be with you for 25 years or more. Your ability to maintain your mortgage payments relies on a constant income, so how would you...
Keeping your investments close to home may have its advantages, but only by looking globally can you be sure you’re making the most of diversification. Imagine mealtimes without choice; your culinary options limited only to British food. No stir-fries, no fajitas, no...
The Junior Individual Savings Account (ISA) was introduced in 2011, 12 years after the launch of the original ISA in 1999, which recently celebrated its 18th birthday. In a nutshell, the Junior ISA is a long-term, tax-free savings account for children. It effectively...
If you are planning on retiring soon there are a few things you may like to consider before you make any important decisions. Gather all the information You need to gather information on all your assets, including pensions as well as savings and investments. Don’t...
Conveyancing is an important part of the home buying process, and it’s important to note it’s required when both buying and selling a property. So, what should you consider when choosing a property solicitor to carry out your conveyancing? It’s important to use a...
When was the last time you did a personal financial review? If it was more than a year ago, you should get in touch with a financial adviser today. Here are seven questions you should ask a financial adviser every year to ensure you achieve your financial goals. How...
Crowdfunding is becoming increasingly common among people who need healthcare that’s not freely available through the NHS. Protection Websites such as justgiving.com, crowdfunder.co.uk and gofundme.com are full of campaigns from families trying to raise funds for...
If you think an increase in your mortgage repayments could have a negative impact on your lifestyle or financial wellbeing, you may want to consider fixing your mortgage. With a fixed rate mortgage, your payments are set at a certain level for an agreed period,...
Changes to the State Pension which took effect on 6 April 2016 were designed to simplify the system. With the earnings-related part applying to employed people removed, what you could qualify for depends on your National Insurance (NI) record For the current tax year...
34% of first-time buyers relied on their parents for financial help, making the bank of mum and dad’, the equivalent of the UK’s ninth largest lender in 2017. If you're trying to get on the housing ladder, you'll know how hard it can be: The average price of a first...