Downton and Ali Associates
info@downtonandali.co.uk
020 3021 0075 or 020 3135 0246
Taking out a life insurance policy gives you valuable peace of mind: you know you’ve protected your family against financial hardship, should the worst happen. But how can you make sure your policy will pay out quickly, to those who’ll need it most, if you died...
Financial decisions affecting your retirement income will be among the most important you’ll make during your lifetime and investing in timely financial advice could provide a welcome boost. Since April 2017 it has been possible to withdraw £500 from pension pots...
Since April 2015, pensioners have had greater freedom over how they manage their retirement savings. No longer forced to buy an annuity, they can now leave their money invested and draw an income from it (known as flexi-access drawdown). Whether you’ve already stopped...
The UK’s Buy to Let market is in a state of flux, with an extra 3% Stamp Duty on the purchase of additional properties and changes to the way a landlord’s income is taxed. Landlords used to be able to deduct all finance costs from their rental income, with net profits...
A will deals with matters in the event of your death, but what if you became unable to handle your affairs while still alive? As you get older, a physical or mental illness could affect your ability to manage personal affairs. If the prospect of this worries you, you...
After the Bank of England (BoE) cut interest rates to reassure the market following the Brexit vote, cash ISA returns plummeted. According to Telegraph Money cash ISA returns fell by as much as 35% in the six months after the BoE’s decision. A quick Google shows the...
Are you one of the one in three parents who worry about the risk of serious injury from school sports? Research from MetLife has found that one third of parents with school age children are concerned about serious injuries from sport – and there could be real reasons...
Have you ever stopped to think about the monthly income you'd need to provide for a comfortable retirement? If you’re thinking it would be the equivalent of your current salary you've probably overestimated. Remember, by the time you retire, you will hopefully have...
Are you covered if your DIY goes awry? With a free supply of hints, tips and video guides available at the click of a button, you might feel confident about saving a bit of money and tackling tasks that you would otherwise leave to an expert. Before you get started...
With so many mortgage lenders offering their products on the high street and online, it can be tempting to cut out the middleman and ‘go direct’. When you’re making such a huge financial commitment, the guidance you can get from a qualified mortgage adviser can be...