How do critical illness cover and life insurance work to protect your income from the unexpected? With the rise in the cost of living and borrowing, many people are worried about paying the bills if anything happens that leaves them unable to work. Recent surveys have...
Consolidating your pensions – is it a good idea?
Jenny is a 47-year-old Account Manager with a long and varied CV. She hasn’t quite had more jobs than hot dinners but, when she thinks about the various pensions she’s acquired over the years, sometimes it feels that way. Jenny has recently been considering...
Do you keep meaning to sort out your will? We can help you.
Life is busy, we get it. But is anything more important than being in control of your future? Recent research* suggests that only 44% of UK adults have made a will, which means that you’re far from alone if you haven’t yet got around to completing what, for some,...
What is a Lasting Power of Attorney (LPA) and do I need one?
A Lasting Power of Attorney (LPA) is a legal document that allows you to appoint one or more people to make decisions on your behalf during your lifetime. The people you appoint to manage your affairs are called the attorneys. An LPA is a completely separate legal...
How to Maximise Your Pension Contributions to Secure your Financial Future
Maximising pension contributions is crucial for securing your financial future. By leveraging tax benefits and participating in retirement plans, you can increase savings and take advantage of employer matching programs. Catch-up contributions near retirement can...
Our Monthly Newsletter – March 2024
Welcome to the Downton and Ali Investment Insights Newsletter for March 2024. In this edition, we talk about the benefits of starting a pension early, and investment strategies as you approach retirement, and more. Click here to read the newsletter.
Support your family finances: Last minute tax year tips
As we approach the end of the tax year, there’s still time for you to support your family finances, and ensure you use your allowances in an efficient manner. Kick start your child’s financial future Saving for your children’s future is a huge responsibility, although...
Preparing for retirement: the road to financial freedom
Retirement isn’t just about sipping cocktails on a beach; it’s about having the financial security to do so. Fortunately, there are plenty of ways to pave your way to financial freedom when it comes to your time to retire. However, it requires you to put in the work...
End of the tax year checklist
As we approach the end of the tax year, it's a good time to start thinking about how to make the most of the tax reliefs and allowances you’re entitled to, before they are lost. We’ve put together a checklist to ensure you’re aware of all the ways to make sure you...
Our Monthly Newsletter – February 2024
Welcome to the Downton and Ali Investment Insights Newsletter for February 2024. In this edition, we're talking about the latest news in Junior ISAs, busting some investment myths, investment strategies to consider approaching retirement and the effect of psychology...









