by Brian Downton | J, Feb, 2025 | blog, general
The information a lender finds during a credit check is important – it could affect whether you’re able to borrow money, including through a mortgage, and the interest rate you’re offered. Yet, they can also seem perplexing. Indeed, a Royal London survey found that a...
by Brian Downton | J, Jan, 2025 | blog, general
The start of a new year presents a great opportunity to set out your goals and aspirations for the coming 12 months. For others, it can also mean new beginnings, new challenges or simply a fresh start. No matter your mindset for 2025, now is a great time to review...
by Brian Downton | J, Nov, 2024 | blog, general
Saving for your child’s university education requires careful planning and budgeting. By starting early, considering investment opportunities, encouraging your child to save, looking for scholarships and bursaries, and planning, you can make saving for university a...
by Brian Downton | J, Oct, 2024 | blog, general
Knowing what to do if you’ve been scammed and where to get help is crucial. Here are five key steps to recover from a financial scam. 1. Act quickly Time is crucial when dealing with financial scams. Take immediate action if you think you’ve been scammed to minimise...
by Brian Downton | J, Oct, 2024 | blog, general
Cybercriminals use a wide range of tactics to con people out of their money. Stay one step ahead with these five crucial tips to avoid financial scams. 1. Stay informed Knowing how to spot a financial scam is your first line of defence. Fraudsters are constantly...
by Brian Downton | J, Sep, 2024 | blog, general
Financial scams are more sophisticated than ever before, but a few telltale signs can give them away. Here are four ways to spot a financial scam and what to do if you think someone’s trying to scam you. We’d like to think we wouldn’t fall for a financial scam, but...
by Brian Downton | J, Aug, 2024 | blog, general
Fraudsters use a variety of approaches to convince you to part with your money. Here are 8 financial scams you should be aware of. 1. Impersonation fraud Scammers often pretend to be a familiar organisation like your bank, a utility provider or HMRC. They might inform...
by Brian Downton | J, Apr, 2024 | blog, general
Life is busy, we get it. But is anything more important than being in control of your future? Recent research* suggests that only 44% of UK adults have made a will, which means that you’re far from alone if you haven’t yet got around to completing what, for some,...
