by Brian Downton | J, Apr, 2024 | blog, general
A Lasting Power of Attorney (LPA) is a legal document that allows you to appoint one or more people to make decisions on your behalf during your lifetime. The people you appoint to manage your affairs are called the attorneys. An LPA is a completely separate legal...
by Brian Downton | J, Jan, 2024 | blog, general
As we say goodbye to 2023 and welcome 2024, now’s the perfect time to make sure you’re fully prepared for the financial year ahead. To make it easy, we’ve summarised the key financial dates to put in your diaries: January 1st – New Energy Price Cap – The new energy...
by Brian Downton | J, Dec, 2023 | blog, general
With inflation at its highest level in 41 years and energy prices skyrocketing, the cost of living crisis has dominated headlines since inflation began to creep up from historic lows in mid-2021. While the Covid pandemic began the inflationary increase, this was...
by Brian Downton | J, Aug, 2023 | blog, general
Traditionally, the value of financial advice has been measured by monetary results of investment performance and returns. Today, the cost of living crisis is causing many to re-evaluate the benefits of financial advice. These days, financial planning is about more...
by Brian Downton | J, Aug, 2023 | blog, general
The cost of living crisis has dominated the headlines since inflation began to creep up from historic lows in mid-2021. While the Covid pandemic began the inflationary increase, the situation was made worse by the war in Ukraine, which pushed up energy and food prices...
by Brian Downton | J, Apr, 2023 | blog, general, wealth-management
The new tax year on 6 April 2023 is a great time to review your finances. The new tax year means annual allowances are reset and ready to be reused – to help you make the most of your money. This year more than ever, with interest rates and inflation on the rise,...
by Brian Downton | J, Apr, 2023 | blog, general
Having ready cash on hand is an essential part of any successful financial plan. When investing, it’s important to hold an emergency fund. This readily available cash will mean you’re prepared to protect yourself against the unexpected and also plays a vital role in...
by Brian Downton | J, Mar, 2023 | blog, general
It’s a good idea to know how your investments are taxed when selling them. Here are some of the ways you can organise your assets to make them tax efficient. One of the worst things about earning money is that you have to pay tax. Whether it’s your salary or the...
