by Brian Downton | J, Feb, 2023 | blog, general
Now’s the perfect time to make sure you’re fully prepared for the financial year ahead. To make it easy, we’ve summarised the key financial dates to put in your diaries: March Potential Spring Statement 31st – End of the Help to Buy Scheme – Buyers who applied for the...
by Brian Downton | J, Dec, 2022 | blog, general
Money and financial goals are still sometimes viewed as taboo subjects, even within relationships. If you’ve been putting off conversations about finances, creating a plan together could have many benefits. Actively talking about money can be positive for both you and...
by Brian Downton | J, Dec, 2022 | blog, general
The cost of living is rising. Reviewing your finances now is crucial for understanding what effect inflation could have on your lifestyle and long-term plans. Inflation was at an almost 40-year high. In the 12 months to August 2022, it was 9.9%. There are several...
by Brian Downton | J, Dec, 2022 | blog, general
Reducing your energy consumption can be a great way to cut your carbon footprint, lessening your personal impact on the environment and potentially helping to limit the devastating effects of climate change. As living costs and the price of energy are soaring, taking...
by Brian Downton | J, Oct, 2022 | blog, general
At 6.00 am on Monday 17 October, the Treasury issued a press release announcing that the (new) Chancellor, Jeremy Hunt, would making a statement “bringing forward measures from the Medium-Term Fiscal Plan”. The timing of the press release suggested that the Treasury...
by Brian Downton | J, Sep, 2022 | blog, general
After seeing their six-year-old son’s birthday list, Liz and Dan have realised it’s high time they started teaching Archie about the value of money. It’s true they both have reasonably well-paid jobs and only the one child but, even so, a Saint Bernard puppy, a quad...
by Brian Downton | J, Aug, 2021 | blog, general
Following the news that thousands more people are expected to pay the standard 40% inheritance tax this year because of the effects of the pandemic, we explore some of the ways to navigate the complexities of inheritance tax. The complex laws around inheritance tax...
by Brian Downton | J, Jul, 2021 | blog, general
Has the pandemic caused you to worry more than usual about your finances? Well, you’re not alone… With 47% of respondents to a global survey stating they are less well-off now compared to before the pandemic and 24% worried about job security, it’s clear that the...