by Brian Downton | J, Aug, 2019 | blog, mortgages
Major changes in taxation for owners of buy to let properties started being phased in over four years from April 2017. If you own buy to let properties, it’s important to take a look at how these gradual changes may affect you in order to avoid any nasty surprises. Of...
by Brian Downton | J, Aug, 2019 | blog, mortgages
The government launched its Help to Buy equity loan in April 2013 and since then 210,964 properties have been bought under the scheme. First-time buyers and people moving to a new-build home worth up to £600,000 have benefited from the scheme, which provides an equity...
by Brian Downton | J, Aug, 2019 | blog, mortgages
Being a first-time buyer can be daunting. Not only are you about to make one of the biggest financial decisions in your life, but you’ll probably also have family members and friends offering their ideas on the right house, mortgage lender, conveyancer and even...
by Brian Downton | J, Aug, 2019 | blog, mortgages
Getting fed up of everyone coming around to yours for Christmas? Or are you rattling round a large house because your kids have grown up and flown the nest? Or perhaps you’ve found a lovely little property in a part of the country you’ve always wanted to live?...
by Brian Downton | J, Jul, 2019 | blog, mortgages
Taking out a mortgage could be one of the biggest financial decisions you’ll need to make in life, so it’s important to get it right. You could ‘go direct’ to find the right mortgage for your circumstances, as long as you’re prepared to spend time and effort scouring...
by Brian Downton | J, Jul, 2019 | blog, mortgages
Being a First Time Buyer was daunting to start with, but once I got in touch with an Openwork Adviser, they settled all my nerves and made the process of buying a place to call home incredibly easy. The big decision Before I could look at houses and house prices, I...
by Brian Downton | J, Jul, 2019 | blog, mortgages
Do you aspire to own a new-build home? Are you looking to move home, but lack sufficient funds to afford the repayments on a low-deposit mortgage? You may find it easier to join, or move up the property ladder, thanks to the government-backed Help to Buy scheme. There...
by Brian Downton | J, Jul, 2019 | blog, mortgages
Thousands of people with interest-only mortgages expiring this year do not have a repayment plan – putting their homes at serious risk of repossession. An estimated 81,400 mortgages will come to an end in 2019, totalling around £9.2bn in value, according to...
