by Brian Downton | J, Aug, 2021 | blog, mortgages
Lenders are now offering a government-backed 95% mortgage scheme to help more first-time buyers onto the property ladder. The government is hoping to turn ‘generation rent’ into ‘generation buy’ with the help of a 5% mortgage deposit scheme launched on 19 April....
by Brian Downton | J, Mar, 2021 | blog, mortgages
Are we working from home? Or living at work? With so many of us struggling to find the right balance, we took a look at how you can manage your working life, and set up your home to maximise productivity and relaxation. A few weeks ago, we attended the Mortgage and...
by Brian Downton | J, Feb, 2021 | blog, mortgages
With Covid-19 rules changing almost daily, extensions to furloughs and local and national lockdowns many are facing money worries this winter. If you’re trying to get a mortgage and want to push your property transaction through before the Stamp Duty holiday ends, how...
by Brian Downton | J, Feb, 2021 | blog, mortgages
As a nation, we aren’t great with our financial acronyms and terminology. Life is busy and our heads are often full of important things to get done to make it through the week, without having to worry whether we know our LTV from our ERC! You’re certainly not alone if...
by Brian Downton | J, Oct, 2020 | blog, mortgages
In 2020 we’ll have been in business for 20 years! To celebrate, each month we’re sharing 20 top tips about topics that are closest to our heart. Our aim is always to provide you with the best possible information so you can make informed financial decisions. This...
by Brian Downton | J, Sep, 2020 | blog, mortgages
In 2020 we’ll have been in business for 20 years! To celebrate, each month we’re sharing 20 top tips about topics that are closest to our heart. Our aim is always to provide you with the best possible information so you can make informed financial decisions. This...
by Brian Downton | J, Aug, 2020 | blog, mortgages
Evidence suggests that many more of us are putting down roots and choosing to stay in our current homes for longer. The average time a homeowner in the UK stays in their property is 21 years. This contrasts with the 1980’s, when a fast-rising property market...
by Brian Downton | J, Jul, 2020 | blog, mortgages
If you’re thinking of building your own home, financing the project may be high on your list of priorities. Self-build mortgages are different from normal mortgages. They release funds at stages during the building work, rather than in one lump sum when you complete a...
