by Brian Downton | J, Apr, 2016 | blog, protection
More accidents happen in the home than anywhere else. And during the winter months more time at home means more chance of an accident. You may take extra care whilst taking down the Christmas decorations or spring cleaning for Easter, but can you be sure your family...
by Brian Downton | J, Apr, 2016 | blog, corporate, protection
If something happened to you, your co-owners or employees, could your business survive? A study by Legal and General shows 46% of new businesses would fold immediately following the death or critical illness of a key person. The loss of a key person within a small or...
by Brian Downton | J, Feb, 2016 | blog, protection
One of the grim inevitabilities of the winter months in Britain is the prevalence of flooding. Britain has experienced several years of above average rainfall that many scientists attribute to climate change. In 2007, for example, the country was20 percent wetter...
by Brian Downton | J, Feb, 2016 | blog, protection
Most people start families in their 20s or 30s and this is also the first time they think about family protection, life insurance and making sure that their loved ones are taken care of if they die. Once this life cover is purchased, it is common to forget all...
by Brian Downton | J, Jan, 2016 | blog, protection
After a lifetime of saving and prudence, you may well have accumulated a great deal of personal financial wealth that will outlast you. However, without a will to state who will benefit from your wealth, much of the hard work you have put in over the years might be...
by Brian Downton | J, Jan, 2016 | blog, protection
“Expect the unexpected” may be an old cliché but the unexpected can and does happen. Hoping that it happens to someone else is a very poor strategy in terms of family protection. To put the matter quite simply, if you have people who depend on you in any way, you...
by Brian Downton | J, Jan, 2016 | blog, protection
For some of us, a good proportion of our time is spent avoiding thinking about difficult or uncomfortable things. Tax bills, medical checkups, dealing with difficult people at work are just a few, but one of the more overlooked areas in many of our lives is that of...
by Brian Downton | J, Jan, 2016 | blog, protection
Life insurance can make the difference between people being able to focus on dealing with grief and people being forced to confront harsh financial realities at a hugely painful time. While the statistical likelihood of dying goes up with age, death claims even young...
