by Brian Downton | J, Jan, 2019 | blog, protection
When he was younger one of my son’s favourite questions was; “if you could have any super power, what would it be?” He loved the idea of being a Superhero. I think, deep down, we all like the idea of being a Superhero. Being able to do things others can’t; amazing...
by Brian Downton | J, Dec, 2018 | blog, protection
Just 4% of self-employed workers have income protection in place, leaving the majority vulnerable to financial difficulties if they are suddenly forced to stop working through illness or accident. In its survey of more than 9,000 adults, LV= identified the...
by Brian Downton | J, Dec, 2018 | blog, protection
Life cover, sometimes referred to as life insurance cover, is a simple way to make sure that in the event of your death, your family and loved ones are taken care of. When buying a life cover policy, you can choose the amount of coverage you need, the length of the...
by Brian Downton | J, Aug, 2018 | blog, protection
If we asked you to list the most common reasons for claiming on your household insurance, you’d probably say theft, accidental damage, or damage caused by storms and flooding. The following claims, however, are slightly more unusual… Animals do the strangest things...
by Brian Downton | J, Jul, 2018 | blog, protection
How many times have you heard the phrase “It won’t happen to me” when it comes to the chances of suffering a serious illness? Unfortunately, given that 1 in 2 people born after 1960 in the UK will be diagnosed with some form of cancer during their lifetime we should...
by Brian Downton | J, Jun, 2018 | blog, protection
When you’re in the process of buying a house, you might think the best time for your Home Insurance cover to kick in is on the day you move in. Right? In fact, you must make sure you’re covered on the day you exchange contracts, because it’s at that point that you...
by Brian Downton | J, Jun, 2018 | blog, protection
Don’t let the ‘it won’t happen to me’ approach affect your decision on whether or not to take out critical illness cover. David thought he was a fit, healthy, middle-aged man, with a good exercise regime and diet. He was a keen runner, and had even completed the New...
by Brian Downton | J, Mar, 2018 | blog, protection
It can seem like we work our entire lives, but retirement comes faster than you think. The average person works around forty-five years of their life and then relies on a pension for another twenty-five years. That means the money you save towards your pension needs...
