by Brian Downton | J, Mar, 2023 | blog, wealth-management
Here’s a guide to your annual tax allowances, including ISAs, pension contributions and gifts – and why it’s important to make the most of them. At this time of year, one of the most beneficial things you can do for your money is to review your annual allowances. Make...
by Brian Downton | J, Feb, 2023 | blog, wealth-management
You are unable to carry any unused allowances over into the 2023-2024 tax year. If you are unsure on what ISAs are available to you and what they could do for you and your money, here’s how you can make the most of them. ISA An ISA is an individual savings account...
by Brian Downton | J, Feb, 2023 | blog, wealth-management
In the 2022 Autumn Budget, it was revealed that the Junior ISA (JISA) spending limits would remain at £9,000 for the 2023/2024 tax year. The JISA limit was last changed in early 2020, when it was doubled from £4,500 to its current level. JISA and CTFs both benefit...
by Brian Downton | J, Oct, 2022 | blog, mortgages, wealth-management
Taking Your First Steps Into Investing There is no right time to begin investing but there are some decisions to make that could affect your returns. If you are 7 years old and saving your pocket money for a PS5, 17 saving the money from your first job for a car, 27...
by Brian Downton | J, Jul, 2022 | blog, wealth-management
As parents to four children ranging in age from three to 12 years old, Rachel and Samantha were horrified to hear on the news that a quarter of 20-to-34 year olds still live at home with their parents. As much as they love their kids, the idea they might still be a...
by Brian Downton | J, Jul, 2022 | blog, wealth-management
Funding your child’s university education Sarah and Andrew’s 10-year-old twins, Isabelle and Isaac, couldn’t be more different. While Isabelle is boisterous and full of beans, Isaac is gentle and reserved. The children do have one thing in common though –...
by Brian Downton | J, Jul, 2022 | blog, wealth-management
Whether you want to go on holiday or just want to save some money for the future, budgeting is a good way to put aside some money for reaching this goal. Here you can find some tips to help you take control of your finances. Why is budgeting so important? You might...
by Brian Downton | J, Jul, 2022 | blog, wealth-management
Markets experienced some June gloom in the wake of further interest rate hikes and lower economic growth forecasts. Global growth is set to slow to 3% this year and 2.8% in 2023, according to the organisation for economic development (OECD). [1] The ongoing war in...
