by Brian Downton | J, Jul, 2020 | blog, wealth-management
“In this world nothing can be said to be certain, except death and taxes.” Financial planning is all about preparing for those things that may not be so certain (and taxes). Plans should be reviewed regularly so they adapt to changes in your circumstances and reflect...
by Brian Downton | J, Jun, 2020 | blog, wealth-management
For many younger people struggling to get a foot on the property ladder, the Bank of Mum and Dad is the only option. With rent taking a huge chunk out of their income and the requirement for increasingly onerous deposits, two in five renters do not believe they will...
by Brian Downton | J, Apr, 2020 | blog, wealth-management
As a direct consequence of the COVID-19 outbreak, global stock markets are suffering a period of turbulence. When markets move significantly it can prove very challenging to hear through the noise and focus on the bigger picture. Lessons from history Over recent years...
by Brian Downton | J, Mar, 2020 | blog, wealth-management
Statistics show many young people are not using their ISA allowance only 17% of ISA savers are under the age of 35, but half of ISA savers are aged 55. So, what are the options for ISA savers? ISA An ISA is an Individual savings account. It allows you to save tax-free...
by Brian Downton | J, Feb, 2020 | blog, wealth-management
Understanding inflation and its impact on your portfolio is important because rising prices can reduce the value of the money you get back from your investments. What is inflation? Inflation is a term used to describe a rise in prices. In the UK, it is measured by the...
by Brian Downton | J, Jan, 2020 | blog, wealth-management
When it comes to building your investment portfolio, you might have been warned about avoiding putting all your eggs in one basket. It’s wise to spread your money across a range of different investments. That way, if the value of one of them falls, it should have a...
by Brian Downton | J, Oct, 2019 | blog, wealth-management
In the early years this might translate into a surplus of toys or days out, but this stage eventually passes, and thoughts turn towards the future transition from child to adulthood and beyond. This longer-term perspective raises the question of how best to provide...
by Brian Downton | J, Sep, 2019 | blog, wealth-management
Getting a clear, concise view of your investment portfolio can be difficult and time-consuming. That’s why we use a secure, online system known as a platform. A platform gives you secure, online access to your investment funds with a transparent, easy -to-understand...
