Our Blog
Standard Variable Rate
The average homeowner moving from a specific mortgage deal onto their mortgage provider’s Standard Variable Rate (SVR) could save more than £2,500 a year in interest payments simply by re-mortgaging. SVR is the type of mortgage you’re most likely to revert to at the...
Major changes in taxation for owners of buy to let properties
Major changes in taxation for owners of buy to let properties started being phased in over four years from April 2017. If you own buy to let properties, it’s important to take a look at how these gradual changes may affect you in order to avoid any nasty surprises. Of...
Protecting your wealth for your lifestyle and your family
In the hustle and bustle of daily life, it’s easy to overlook the importance of protecting our financial security both for now and in the future.
Are you protecting your pension contributions?
When it comes to planning for retirement, making sure your pension contributions are on-track is important. But life can throw curveballs like illness or injury which could make it tough to keep up with contributions.
Is a tracker mortgage still an option for remortgage in 2025?
The mortgage market is shifting. Following several cuts to the Bank of England base rate – including a 0.25% cut to 4% in August – tracker mortgages are once again on the radar for borrowers remortgaging in 2025. These rate moves make trackers more appealing, but how do they stack up against other options?
Home is where the heart is: how mortgage advice can support you during difficult circumstances
Buying a new home is a huge milestone and securing a mortgage can be stressful enough on its own. Life can also get in the way, throwing you curveballs and new challenges to overcome.
Set for a rate reduction when you remortgage? How best can you use the money you save
For many homeowners who locked into deals during the interest rate peak of 2022 and 2023, the next remortgage may finally bring some relief. If rates have dropped since you fixed, you could find your monthly mortgage payments going down.
Product transfer v remortgage: what’s right for you?
When your mortgage deal comes to an end, it’s natural to wonder what’s next. Should you stick with your current lender and switch to a new deal—or explore what other providers have to offer? Understanding the difference between a product transfer and a remortgage is...
The cost of buying a house: explained
We break down seven common costs associated with buying a home.
Can I borrow more money when I come to remortgage?
When your fixed rate ends, remortgaging is not only a chance to potentially secure a better deal, but it can also be an opportunity to borrow additional funds.
Life after your Fixed Rate mortgage: Why plan ahead of your fixed rate ending?
he earlier you plan your remortgage, the more mortgage options you have! And in the current economic climate, it really does pay to know your options. An expert adviser can find the deal for you. If you’re due to remortgage in the next year or so, take a look at our...
Is mortgage advice worth it?
We think so. Take the stress out of homebuying with a qualified adviser. Buying a house is one of the biggest financial commitments you can make and, for most of us, a mortgage is an essential way to get there. But the mortgage market can be complex, and the time and...
