by Brian Downton | J, Mar, 2026 | blog, wealth-management
Your late 40s through to your 70s cover a long and varied stage of life, and it’s often during this extended period that your financial world becomes more complex. You may be earning at your peak, supporting older children, preparing for retirement, or already drawing...
by Brian Downton | J, Mar, 2026 | mortgages
Interest-only and part-and-part mortgages have historically been approached cautiously due to repayment concerns. While that caution was understandable after the financial crisis, it has also limited flexibility for borrowers who could manage these products...
by Brian Downton | J, Mar, 2026 | blog, mortgages
If your mortgage deal is coming to an end, you’re not alone. Thousands of homeowners are fast approaching the end of their fixed terms, and for many, that brings a crucial question: is now the right time to remortgage? With interest rates rising sharply over the last...
by Brian Downton | J, Mar, 2026 | blog, mortgages
After a period of rising interest rates and higher monthly costs, there are signs the mortgage market is beginning to settle. For some homeowners, that could mean welcome news. Your monthly payments may actually go down when your fixed rate ends and you explore new,...
by Brian Downton | J, Feb, 2026 | blog, mortgages
According to the Bank of England, 3.6 million mortgages are set to be renegotiated over the next three years, amounting to 41% of all outstanding home loans. If you are one of those set to review your options, it’s likely you’ll have plenty of questions and may not...
by Brian Downton | J, Feb, 2026 | blog, Insurance, protection
3 ways financial protection supports parents and families Secure your family’s future, no matter what it holds. Family life can be full of uncertainties, but one thing that never changes is the care we have for our loved ones. We want to protect them, help them grow...
by Brian Downton | J, Feb, 2026 | blog, Insurance
Investing in your child’s education is a top priority for many parents, but life’s unpredictability such as unexpected illness or injury could make it challenging to keep up with financial commitments such as school fees. That’s where financial...
by Brian Downton | J, Feb, 2026 | blog, mortgages
At first glance, things like coffee and chocolate might not seem to have much to do with mortgages. But as you might have noticed, both have become noticeably more expensive in recent months. Don’t worry, this isn’t another lecture about skipping your morning latte or...
