by Brian Downton | J, Jan, 2026 | blog, mortgages
For many homeowners who locked into deals during the interest rate peak of 2022 and 2023, the next remortgage may finally bring some relief. If rates have dropped since you fixed, you could find your monthly mortgage payments going down. That extra money in your...
by Brian Downton | J, Dec, 2025 | blog, mortgages
When your mortgage deal comes to an end, it’s natural to wonder what’s next. Should you stick with your current lender and switch to a new deal—or explore what other providers have to offer? Understanding the difference between a product transfer and a remortgage is...
by Brian Downton | J, Dec, 2025 | blog, mortgages
We break down seven common costs associated with buying a home. A deposit is the tip of the iceberg when it comes to buying a home. From legal fees and buildings insurance to stamp duty and removals, there’s a host of smaller costs that can rapidly build up if you’re...
by Brian Downton | J, Dec, 2025 | blog, mortgages
When your fixed rate ends, remortgaging is not only a chance to potentially secure a better deal, but it can also be an opportunity to borrow additional funds. For some homeowners, this can be a way to finance big plans, from home improvements to helping your own...
by Brian Downton | J, Nov, 2025 | blog, mortgages
he earlier you plan your remortgage, the more mortgage options you have! And in the current economic climate, it really does pay to know your options. An expert adviser can find the deal for you. If you’re due to remortgage in the next year or so, take a look at our...
by Brian Downton | J, Nov, 2025 | blog, mortgages
We think so. Take the stress out of homebuying with a qualified adviser. Buying a house is one of the biggest financial commitments you can make and, for most of us, a mortgage is an essential way to get there. But the mortgage market can be complex, and the time and...
by Brian Downton | J, Nov, 2025 | blog, Budget
Budgets often bring changes to taxes, benefits and financial rules that affect everyday savers, homeowners, investors and business owners. The UK government will deliver its Autumn Budget on 26th November 2025, and speculation is strong this year. Getting advice now...
by Brian Downton | J, Nov, 2025 | blog, Budget
What might change, and what to do now The Chancellor will deliver the Autumn Budget on Wednesday 26 November 2025. This is expected to be the government’s first major fiscal event focused on “an economy not working well enough for working people”. With borrowing...
