by Brian Downton | J, Oct, 2020 | blog, Pensions
If you are nearing retirement, you may have been particularly worried about the impact of recent market volatility on your pension assets and perhaps you are reassessing your retirement plans. There are several things to consider if you are planning to retire, which...
by Brian Downton | J, Sep, 2020 | blog, mortgages
In 2020 we’ll have been in business for 20 years! To celebrate, each month we’re sharing 20 top tips about topics that are closest to our heart. Our aim is always to provide you with the best possible information so you can make informed financial decisions. This...
by Brian Downton | J, Sep, 2020 | blog, Pensions
The coronavirus outbreak is having a widespread impact across all aspects of our financial life, with many people finding their income reduced. At times like this it can be challenging to stay focused. No matter what age you are, now is not the time to neglect your...
by Brian Downton | J, Sep, 2020 | blog, protection
With policies like home insurance or car insurance, we’re all in the habit of reviewing our cover annually. With a life insurance policy potentially lasting for 20 or 30 years, it goes without saying that over that time, your lifestyle and therefore your cover...
by Brian Downton | J, Sep, 2020 | blog, Pensions
There are 4.8 million self-employed people in the UK and only a third have any kind of pension arrangement. A shocking statistic when you consider that State support is shrinking and we’re all living longer. Saving for a pension when you’re self-employed is not as...
by Brian Downton | J, Aug, 2020 | blog, wealth-management
Complex tax-efficient investments such as Enterprise Investment Schemes (EIS) and Venture Capital Trusts (VCT) are a consideration for those who may be able to tolerate a high level of investment risk. EIS and VCT are investment vehicles which encourage investment in...
by Brian Downton | J, Aug, 2020 | blog, mortgages
Evidence suggests that many more of us are putting down roots and choosing to stay in our current homes for longer. The average time a homeowner in the UK stays in their property is 21 years. This contrasts with the 1980’s, when a fast-rising property market...
by Brian Downton | J, Aug, 2020 | blog, protection
20 Things You Need To Know About Business Protection No-one wants to think about dying or becoming seriously ill. But the truth is, if you own or co-own a business and either you or one of your co-owners were to become seriously ill or die, it could lead to serious...
