by Brian Downton | J, Jun, 2021 | blog, protection
Father’s Day is a chance for fathers, dads, daddies, stepdads, and all the honorary dads out there to feel the love, especially after the year we have had. Father figures are often relied upon to protect the family and keep everyone safe from harm, and it isn’t always...
by Brian Downton | J, May, 2021 | Budget
by Brian Downton | J, Apr, 2021 | blog, Pensions
Nudge theory was popularized in 2008 by behavioural economist Richard Thaler and legal scholar Cass Sunstein. In simple terms it is about making it easier for people to make a certain decision that is ultimately in their own self-interest. Day-to-day In the short term...
by Brian Downton | J, Apr, 2021 | blog, wealth-management
As we slowly emerge blinking into the sunlight from winter, and, cautiously from lockdown (data permitting), there is a feeling of new beginnings all around. There’s lots of reasons to be hopeful, with light at the end of, for what has been for many, an exceptionally...
by Brian Downton | J, Mar, 2021 | blog, general
Throughout our lives, it is highly likely we will need to take financial decisions that can have a major impact on our wealth, such as taking out the right pension plan, or investing wisely for the future. Over the years, research has produced some interesting...
by Brian Downton | J, Mar, 2021 | blog, mortgages
Are we working from home? Or living at work? With so many of us struggling to find the right balance, we took a look at how you can manage your working life, and set up your home to maximise productivity and relaxation. A few weeks ago, we attended the Mortgage and...
by Brian Downton | J, Mar, 2021 | blog, protection
Nowadays, more than ever, it is important to show our loved ones just how much we appreciate them. On Mother’s Day this year, as we reflect on the last 12 months, you may wish to show your appreciation and demonstrate your love and affection for your Mum, Grandma,...
by Brian Downton | J, Mar, 2021 | blog, Pensions
You’ve retired from work, you’ve waved a cheerful goodbye to your colleagues and you’re ready for the rest and relaxation you so rightly deserve. It’s exciting! For a couple of weeks. Then the doubt sets in. What will you do with your life, you might find yourself...
