by Brian Downton | J, Aug, 2020 | blog, wealth-management
It’s seems like every day you see another article in a newspaper about millennials ‘killing industries’ in recent times young people were said to have caused the demise of doorbells, napkins and even breakfast cereal. These tales of millennials bring the end to...
by Brian Downton | J, Jul, 2020 | blog, wealth-management
“In this world nothing can be said to be certain, except death and taxes.” Financial planning is all about preparing for those things that may not be so certain (and taxes). Plans should be reviewed regularly so they adapt to changes in your circumstances and reflect...
by Brian Downton | J, Jul, 2020 | blog, mortgages
If you’re thinking of building your own home, financing the project may be high on your list of priorities. Self-build mortgages are different from normal mortgages. They release funds at stages during the building work, rather than in one lump sum when you complete a...
by Brian Downton | J, Jul, 2020 | blog, general
When you set your goals for 2020, I’d be willing to bet you didn’t imagine the events of the last few months. For many people who have lost loved ones, or have been ill, or have had their jobs or businesses badly affected by Covid-19, it’s been a devastating time. We...
by Brian Downton | J, Jul, 2020 | blog
Socially Responsible Investing and Environmental, Social and Governance Investing explained. Social and environmental change is accelerating at pace, with climate change one of the biggest issues facing humanity today. Recent climate protests around the globe have...
by Brian Downton | J, Jun, 2020 | blog, protection
In 2020 we’ll have been in business for 20 years! To celebrate, each month we’re sharing 20 top tips about topics that are closest to our heart. Our aim is always to provide you with the best possible information so you can make informed financial decisions. This...
by Brian Downton | J, Jun, 2020 | blog, wealth-management
For many younger people struggling to get a foot on the property ladder, the Bank of Mum and Dad is the only option. With rent taking a huge chunk out of their income and the requirement for increasingly onerous deposits, two in five renters do not believe they will...
by Brian Downton | J, May, 2020 | blog, protection
While most of us don’t go through life expecting something bad to happen, the truth is that we never know what’s around the corner. Why not make 2020 the year you put plans in place to safeguard yourself, your family and your home, so that you know you’re protected...