by Brian Downton | J, Nov, 2016 | blog, protection
With cyber crime hitting the headlines more and more these days it’s not just big businesses like TalkTalk and Ashley Madison that are in the fraudsters’ sights. What’s the worst that can happen? You may be thinking an email hack could lead to nothing more than...
by Brian Downton | J, Nov, 2016 | blog, protection
Back pain is a common problem that affects most of us at some point. In 2014/15 9.5 million working days were lost due to musculoskeletal disorders including back pain. To put that figure in perspective that’s just over 26,000 years of lost productivity. In some...
by Brian Downton | J, Nov, 2016 | blog, mortgages
When you think about your dream home – the one you can see yourself growing old in – what do you imagine it looks like? A modern architectural masterpiece built of glass and metal, or something more old-fashioned and cosy? If you asked your friends and family what...
by Brian Downton | J, Nov, 2016 | blog, wealth-management
If you’re saving for your first home you may have heard about the Government’s latest initiative, the Help to Buy ISA. This is effectively a cash ISA where you can save up to £200 a month, but the government will boost your savings by 25% up to a maximum of £3,000...
by Brian Downton | J, Nov, 2016 | World News
This has become a very divisive election. It appears neither candidate is well liked and it sometimes feels this will be a vote for the lesser of two evils. However, it is a binary result: one of them has to win. According to the major polls, Hillary Clinton has a...
by Brian Downton | J, Oct, 2016 | blog, mortgages
Thousands of people with interest-only mortgages expiring this year do not have a repayment plan – putting their homes at serious risk of repossession. 40,000 interest-only mortgages are set to mature in 2016, but experts suggest that only half of these homeowners...
by Brian Downton | J, Oct, 2016 | blog, general
A will deals with matters in the event of your death, but what if you became unable to handle your affairs while still alive? If you’re worried that, as you get older, a physical or mental illness could affect your ability to manage your personal affairs, you should...
by Brian Downton | J, Oct, 2016 | Charity Blog
After our efforts yesterday, we still had to be up early today for the final day on the bike and 52 kilometres to the finish line! After our warm up, we set off on the opposite route from yesterday back down the mountain from Daman. It was a fast pace but still...
