by Brian Downton | J, Feb, 2016 | blog, wealth-management
“How much do I need for my retirement” is arguably one of the most serious questions facing a working-age adult. The answer ultimately depends on two questions. When do you want to retire and what kind of retirement do you want to have? Planning Your Retirement If you...
by Brian Downton | J, Feb, 2016 | blog, wealth-management
Saving for a rainy day is what lets you buy an umbrella to keep you dry until the rain passes. Alternatively you may be saving with a specific goal in mind, for example to buy a house. Like many aspects of life, your saving needs and habits may change as time...
by Brian Downton | J, Feb, 2016 | blog, mortgages
Your current home may well be the place where some of your happiest memories were created. Realistically, however, downsizing may be an excellent way of financing many more. Here are some points you should consider on the topic. Why should I downsize my home? Home may...
by Brian Downton | J, Feb, 2016 | blog, protection
One of the grim inevitabilities of the winter months in Britain is the prevalence of flooding. Britain has experienced several years of above average rainfall that many scientists attribute to climate change. In 2007, for example, the country was20 percent wetter...
by Brian Downton | J, Feb, 2016 | blog, protection
Most people start families in their 20s or 30s and this is also the first time they think about family protection, life insurance and making sure that their loved ones are taken care of if they die. Once this life cover is purchased, it is common to forget all...
by Brian Downton | J, Feb, 2016 | blog, general
Apple Pay has now arrived in the UK. Paypal has now outgrown eBay. Visa Europe is said to be in talks to be bought back by its larger sibling Visa Inc. In short, digital payment systems are big business in every sense of the phrase. Notwithstanding this, cash is still...
by Brian Downton | J, Feb, 2016 | blog, general
The UK has now experienced deflation for the first time since records began in 1996. The Office for National Statistics believes that the last time the UK experienced deflation was in the 1960s. This was so long ago that you may well be asking yourself “What exactly...
by Brian Downton | J, Jan, 2016 | blog, general
However it is eventually phrased on the ballot paper, the underlying question is essentially the same. “Should Britain stay in the EU?” Sometime between now and the end of 2017, the great British public will be required to answer it. So, is the grass really greener on...
