by Brian Downton | J, Jan, 2016 | blog, mortgages
According to a survey carried out by Ipsos Mori for Panorama, 31% of people who rent or have a mortgage find that payments take up more than a third of their total household income. Even if your mortgage payments are below this level, if they are a significant part...
by Brian Downton | J, Jan, 2016 | blog, mortgages
Buying a home is generally one of life’s most significant events, even for those who have been through the process before. This being so, getting the right mortgage can have a major impact on the family finance. What Kinds of Mortgage Are Available? With a repayment...
by Brian Downton | J, Jan, 2016 | blog, protection
When thinking of the family finances and your personal wealth, savings and investing may be at the top of your agenda. For some people however, life insurance can be a crucial part of taking care of dependents and loved ones in the event of their (untimely) death. ...
by Brian Downton | J, Jan, 2016 | blog, general
Type “unwanted gift” into eBay and see how many results you get. In theory it may be the thought that counts, in practice these days it’s far from unusual for recipients to turn gifts they would prefer to forget into cash via sites like eBay. Some people might find...
by Brian Downton | J, Jan, 2016 | blog, protection
Anyone who’s watched Strictly Come Dancing will have had the opportunity to appreciate the importance of keeping all aspects of the performance in synch with each other. If it matters in a 90-second dance routine then it matters even more when looking at protecting...
by Brian Downton | J, Jan, 2016 | blog, general
It can be hard to define the point when two people become a couple, planning to be together for the years to come. When it does happen however it can be an appropriate time to make sure that all practicalities are addressed. This means ensuring that you and your...
by Brian Downton | J, Jan, 2016 | blog, mortgages
As with any major reform to savings, pensions and investments, the recent government changes to annuities has been accompanied by a flurry of newspaper headlines, ranging from the alarming to the surreal. Deciding how you will fund your retirement is one of the...
by Brian Downton | J, Jan, 2016 | blog, wealth-management
The Inland Revenue has had some high-profile headlines of late. There was the case of the eBay trader who has been sentenced to prison for tax evasion. There are proposals to allow the Inland Revenue to reclaim unpaid taxes from ISAs. Now the Inland Revenue appears...
