Downton and Ali Associates
info@downtonandali.co.uk
020 3021 0075 or 020 3135 0246
The financial products and services we need to navigate through life will change with our circumstances. In the early years, our financial needs are likely to be more straightforward, getting increasingly complex as whatever your circumstances. 20 - 30’s: From single...
According to a survey by Lloyds Bank, 45 percent of empty nesters have no plans to downsize, despite the potential windfall moving to a smaller place could create. For these empty nesters then, life seems pretty comfortable, but their new-found well-being could be at...
It’s reasonable to suggest that auto enrolment has been a major success story. In fact, more than 1 million employers and 9 million employees have made pension saving a part of everyday life since its introduction in 2012. 6 April 2018 saw the second phase in the...
If you’re a resident of the UK, chances are you’re covered for free healthcare from the government. However, you will find yourself limited to NHS facilities, which can include long wait times, work against your schedule, and not cover certain specialists. Private...
Business Protection is a crucial element in a company’s financial future, but how many have cover in place? According to a study from Legal & General, 53% of the UK’s small businesses think they would cease trading in less than a year, should a key employee die or...
How many times have you heard the phrase “It won’t happen to me” when it comes to the chances of suffering a serious illness? Unfortunately, given that 1 in 2 people born after 1960 in the UK will be diagnosed with some form of cancer during their lifetime we should...
When you’re in the process of buying a house, you might think the best time for your Home Insurance cover to kick in is on the day you move in. Right? In fact, you must make sure you’re covered on the day you exchange contracts, because it’s at that point that you...
2018 began with a surprising pick-up in house price growth, up 0.6% month-on-month with January seeing a ten-month high increase of 3.2 percent. Even with the wider economy and Brexit developments, the housing market activity is only expected to slow a modest amount....
Don’t let the ‘it won’t happen to me’ approach affect your decision on whether or not to take out critical illness cover. David thought he was a fit, healthy, middle-aged man, with a good exercise regime and diet. He was a keen runner, and had even completed the New...
November 2017 saw the Bank of England raise interest rates for the first time in a decade, from 0.25 per cent to 0.5 per cent, causing a number of lenders to increase their mortgage rates. The Bank of England has indicated there could be further rate rises, so if...